Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$542K, with repayments around HK$23,657/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$542K · loan HK$4.88M · min. income ≈ HK$47,314/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$122,030 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Kwai Fong Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 49 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- 2
- Saleable Area
- 415 Saleable ft²
- Gross Area
- 526 ft²
- Efficiency
- 79%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-07-03 | HK$5.13M | −14.5% 7.5y · −2.0%/yr |
| 2018-01-03 | HK$6.00M | +93.5% 5.3y · 18.0%/yr |
| 2012-09-12 | HK$3.10M | +1.6% |
| 1997-09-12 | HK$3.05M | +19.1% |
| 1997-05-07 | HK$2.56M | — |