Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$550K, with repayments around HK$23,982/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$550K · loan HK$4.95M · min. income ≈ HK$47,964/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$123,709 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Kwai Fong Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 49 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 32/F
- Flat
- 5
- Saleable Area
- 400 Saleable ft²
- Gross Area
- 490 ft²
- Efficiency
- 82%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-02-16 | HK$6.15M | +19.9% 5.2y · 4.0%/yr |
| 2016-12-01 | HK$5.13M | +61.3% 4.7y · 13.0%/yr |
| 2012-04-13 | HK$3.18M | +59.8% |
| 2010-02-03 | HK$1.99M | +3.1% |
| 2008-02-20 | HK$1.93M | +20.6% |
| 2007-11-13 | HK$1.60M | +10.3% |
| 2007-10-03 | HK$1.45M | +23.9% |
| 2002-01-21 | HK$1.17M | — |