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Crescira AVM · estimated value Medium confidence
HK$3.84M
≈ HK$14,765 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$384K, with repayments around HK$16,745/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$15,756
−HK$989/mo
▼ 0.25% · 3.875%
HK$16,247
−HK$498/mo
Today · 4.125%
HK$16,745
baseline
▲ 0.50% · 4.625%
HK$17,763
+HK$1,018/mo

Deposit HK$384K · loan HK$3.45M · min. income ≈ HK$33,490/mo (50% DSR)

Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Mong Kok East Station
≈ 5 min walk · 329 m
Education
71
schools within 1 km (13 within 500 m)
Daily convenience
93
within 1 km (35 within 500 m)
Health
9
hospitals/clinics within 1 km
Recreation
81
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Mong Kok East Station Station.

Family-friendly — 71 schools within a 1 km walk.

Everyday convenience — 93 shopping and daily-needs spots nearby.

Healthcare close by — 9 hospitals/clinics within 1 km.

Green space & leisure — 81 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
14/F
Flat
2
Saleable Area
260 Saleable ft²
Gross Area
414 ft²
Efficiency
63%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2019-12-03 HK$4.58M +23.8%
4.8y · 5.0%/yr
2015-02-09 HK$3.70M +51.0%
2011-03-25 HK$2.45M +28.9%
2009-11-23 HK$1.90M +3.8%
2008-04-25 HK$1.83M +24.5%
2007-09-25 HK$1.47M +9.7%
2005-07-27 HK$1.34M +7.2%
2005-06-23 HK$1.25M −47.0%
1997-07-09 HK$2.36M +15.1%
1997-04-11 HK$2.05M
Data sourced from Renavon.com