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At today's rate and a 90% mortgage, the deposit on this unit is about HK$379K, with repayments around HK$16,536/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$379K · loan HK$3.41M · min. income ≈ HK$33,072/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Mong Kok East Station Station.
Family-friendly — 71 schools within a 1 km walk.
Everyday convenience — 93 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 81 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- 2
- Saleable Area
- 260 Saleable ft²
- Gross Area
- 414 ft²
- Efficiency
- 63%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-04-20 | HK$4.63M | +25.5% 3.5y · 7.0%/yr |
| 2016-10-25 | HK$3.69M | +10.1% 3.1y · 3.0%/yr |
| 2013-10-08 | HK$3.35M | +47.6% |
| 2010-11-22 | HK$2.27M | +66.9% |
| 2007-10-11 | HK$1.36M | +24.8% |
| 2005-03-30 | HK$1.09M | — |