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At today's rate and a 90% mortgage, the deposit on this unit is about HK$383K, with repayments around HK$16,715/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$383K · loan HK$3.45M · min. income ≈ HK$33,430/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Mong Kok East Station Station.
Family-friendly — 71 schools within a 1 km walk.
Everyday convenience — 93 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 81 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- 4
- Saleable Area
- 260 Saleable ft²
- Gross Area
- 414 ft²
- Efficiency
- 63%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-13 | HK$4.50M | −10.0% 2.3y · −4.0%/yr |
| 2019-01-08 | HK$5.00M | +28.9% 3.3y · 9.0%/yr |
| 2015-09-09 | HK$3.88M | +53.4% |
| 2011-04-06 | HK$2.53M | +29.1% |
| 2010-05-05 | HK$1.96M | +48.5% |
| 2007-08-14 | HK$1.32M | +1.5% |
| 1999-04-22 | HK$1.30M | — |