▼ 0.50% · 3.625%
HK$22,095
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,782
−HK$698/mo
Today · 4.125%
HK$23,480
baseline
▲ 0.50% · 4.625%
HK$24,909
+HK$1,429/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$46,960/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$338,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,580
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,239
−HK$669/mo
Today · 4.125%
HK$25,908
baseline
▲ 0.50% · 4.625%
HK$27,274
+HK$1,366/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$51,816/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$338,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,304
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,060
−HK$768/mo
Today · 4.125%
HK$25,828
baseline
▲ 0.50% · 4.625%
HK$27,400
+HK$1,572/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$51,656/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$338,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,038
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,763
−HK$736/mo
Today · 4.125%
HK$28,499
baseline
▲ 0.50% · 4.625%
HK$30,001
+HK$1,502/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$56,998/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$338,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,514
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,339
−HK$837/mo
Today · 4.125%
HK$28,176
baseline
▲ 0.50% · 4.625%
HK$29,891
+HK$1,715/mo
Deposit HK$3.88M · loan HK$5.81M · min. income ≈ HK$56,352/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$338,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,496
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,287
−HK$803/mo
Today · 4.125%
HK$31,090
baseline
▲ 0.50% · 4.625%
HK$32,729
+HK$1,639/mo
Deposit HK$3.88M · loan HK$5.81M · min. income ≈ HK$62,180/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$338,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,723
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,617
−HK$907/mo
Today · 4.125%
HK$30,524
baseline
▲ 0.50% · 4.625%
HK$32,382
+HK$1,858/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$61,048/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$338,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,954
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,811
−HK$870/mo
Today · 4.125%
HK$33,681
baseline
▲ 0.50% · 4.625%
HK$35,456
+HK$1,775/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$67,362/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$338,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,933
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,895
−HK$978/mo
Today · 4.125%
HK$32,873
baseline
▲ 0.50% · 4.625%
HK$34,873
+HK$2,000/mo
Deposit HK$2.91M · loan HK$6.78M · min. income ≈ HK$65,746/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$338,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,412
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,335
−HK$937/mo
Today · 4.125%
HK$36,272
baseline
▲ 0.50% · 4.625%
HK$38,183
+HK$1,911/mo
Deposit HK$2.91M · loan HK$6.78M · min. income ≈ HK$72,544/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$338,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,142
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,173
−HK$1,048/mo
Today · 4.125%
HK$35,221
baseline
▲ 0.50% · 4.625%
HK$37,364
+HK$2,143/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$70,442/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$338,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,870
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,859
−HK$1,003/mo
Today · 4.125%
HK$38,862
baseline
▲ 0.50% · 4.625%
HK$40,911
+HK$2,049/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$77,724/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$338,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,352
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,451
−HK$1,118/mo
Today · 4.125%
HK$37,569
baseline
▲ 0.50% · 4.625%
HK$39,855
+HK$2,286/mo
Deposit HK$1.94M · loan HK$7.75M · min. income ≈ HK$75,138/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$338,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,328
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,383
−HK$1,070/mo
Today · 4.125%
HK$41,453
baseline
▲ 0.50% · 4.625%
HK$43,638
+HK$2,185/mo
Deposit HK$1.94M · loan HK$7.75M · min. income ≈ HK$82,906/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$338,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,561
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,730
−HK$1,187/mo
Today · 4.125%
HK$39,917
baseline
▲ 0.50% · 4.625%
HK$42,345
+HK$2,428/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$79,834/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$338,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,786
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,907
−HK$1,137/mo
Today · 4.125%
HK$44,044
baseline
▲ 0.50% · 4.625%
HK$46,366
+HK$2,322/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$88,088/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$338,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,771
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$41,008
−HK$1,257/mo
Today · 4.125%
HK$42,265
baseline
▲ 0.50% · 4.625%
HK$44,836
+HK$2,571/mo
Deposit HK$969K · loan HK$8.72M · min. income ≈ HK$84,530/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$338,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,244
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,431
−HK$1,204/mo
Today · 4.125%
HK$46,635
baseline
▲ 0.50% · 4.625%
HK$49,093
+HK$2,458/mo
Deposit HK$969K · loan HK$8.72M · min. income ≈ HK$93,270/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$338,962 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).