▼ 0.50% · 3.625%
HK$20,597
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$21,237
−HK$651/mo
Today · 4.125%
HK$21,888
baseline
▲ 0.50% · 4.625%
HK$23,220
+HK$1,332/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,776/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,913
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,528
−HK$623/mo
Today · 4.125%
HK$24,151
baseline
▲ 0.50% · 4.625%
HK$25,424
+HK$1,273/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,302/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,656
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,361
−HK$716/mo
Today · 4.125%
HK$24,077
baseline
▲ 0.50% · 4.625%
HK$25,542
+HK$1,465/mo
Deposit HK$4.06M · loan HK$4.97M · min. income ≈ HK$48,154/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$273,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,205
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,881
−HK$686/mo
Today · 4.125%
HK$26,567
baseline
▲ 0.50% · 4.625%
HK$27,967
+HK$1,400/mo
Deposit HK$4.06M · loan HK$4.97M · min. income ≈ HK$53,134/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$273,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,716
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,485
−HK$781/mo
Today · 4.125%
HK$26,266
baseline
▲ 0.50% · 4.625%
HK$27,864
+HK$1,598/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$52,532/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,496
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,234
−HK$748/mo
Today · 4.125%
HK$28,982
baseline
▲ 0.50% · 4.625%
HK$30,509
+HK$1,527/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$57,964/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,776
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,608
−HK$847/mo
Today · 4.125%
HK$28,455
baseline
▲ 0.50% · 4.625%
HK$30,186
+HK$1,731/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$56,910/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$273,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,788
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,586
−HK$811/mo
Today · 4.125%
HK$31,397
baseline
▲ 0.50% · 4.625%
HK$33,052
+HK$1,655/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$62,794/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$273,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,835
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,732
−HK$911/mo
Today · 4.125%
HK$30,643
baseline
▲ 0.50% · 4.625%
HK$32,508
+HK$1,865/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$61,286/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$273,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,079
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,939
−HK$873/mo
Today · 4.125%
HK$33,812
baseline
▲ 0.50% · 4.625%
HK$35,594
+HK$1,782/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$67,624/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$273,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,895
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,856
−HK$976/mo
Today · 4.125%
HK$32,832
baseline
▲ 0.50% · 4.625%
HK$34,830
+HK$1,998/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$65,664/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$273,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,370
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,292
−HK$935/mo
Today · 4.125%
HK$36,227
baseline
▲ 0.50% · 4.625%
HK$38,137
+HK$1,910/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$72,454/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$273,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,955
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,980
−HK$1,041/mo
Today · 4.125%
HK$35,021
baseline
▲ 0.50% · 4.625%
HK$37,152
+HK$2,131/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$70,042/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$273,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,662
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,645
−HK$997/mo
Today · 4.125%
HK$38,642
baseline
▲ 0.50% · 4.625%
HK$40,679
+HK$2,037/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$77,284/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$273,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,014
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,103
−HK$1,107/mo
Today · 4.125%
HK$37,210
baseline
▲ 0.50% · 4.625%
HK$39,474
+HK$2,264/mo
Deposit HK$1.35M · loan HK$7.68M · min. income ≈ HK$74,420/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$273,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,953
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,998
−HK$1,059/mo
Today · 4.125%
HK$41,057
baseline
▲ 0.50% · 4.625%
HK$43,222
+HK$2,165/mo
Deposit HK$1.35M · loan HK$7.68M · min. income ≈ HK$82,114/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$273,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,074
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,227
−HK$1,172/mo
Today · 4.125%
HK$39,399
baseline
▲ 0.50% · 4.625%
HK$41,796
+HK$2,397/mo
Deposit HK$903K · loan HK$8.13M · min. income ≈ HK$78,798/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,244
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,350
−HK$1,123/mo
Today · 4.125%
HK$43,473
baseline
▲ 0.50% · 4.625%
HK$45,764
+HK$2,291/mo
Deposit HK$903K · loan HK$8.13M · min. income ≈ HK$86,946/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,257 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).