▼ 0.50% · 3.625%
HK$20,814
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,462
−HK$657/mo
Today · 4.125%
HK$22,119
baseline
▲ 0.50% · 4.625%
HK$23,465
+HK$1,346/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$44,238/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$282,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,155
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,777
−HK$630/mo
Today · 4.125%
HK$24,407
baseline
▲ 0.50% · 4.625%
HK$25,693
+HK$1,286/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$48,814/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$282,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,896
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,608
−HK$723/mo
Today · 4.125%
HK$24,331
baseline
▲ 0.50% · 4.625%
HK$25,812
+HK$1,481/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$48,662/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$282,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,471
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$26,154
−HK$693/mo
Today · 4.125%
HK$26,847
baseline
▲ 0.50% · 4.625%
HK$28,262
+HK$1,415/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$53,694/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$282,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,977
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,754
−HK$789/mo
Today · 4.125%
HK$26,543
baseline
▲ 0.50% · 4.625%
HK$28,158
+HK$1,615/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$53,086/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$282,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,787
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,532
−HK$756/mo
Today · 4.125%
HK$29,288
baseline
▲ 0.50% · 4.625%
HK$30,832
+HK$1,544/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$58,576/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$282,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,058
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,900
−HK$855/mo
Today · 4.125%
HK$28,755
baseline
▲ 0.50% · 4.625%
HK$30,505
+HK$1,750/mo
Deposit HK$3.19M · loan HK$5.93M · min. income ≈ HK$57,510/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$282,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,102
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,909
−HK$819/mo
Today · 4.125%
HK$31,728
baseline
▲ 0.50% · 4.625%
HK$33,401
+HK$1,673/mo
Deposit HK$3.19M · loan HK$5.93M · min. income ≈ HK$63,456/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$282,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,140
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,046
−HK$921/mo
Today · 4.125%
HK$30,967
baseline
▲ 0.50% · 4.625%
HK$32,851
+HK$1,884/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$61,934/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$282,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,418
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,287
−HK$882/mo
Today · 4.125%
HK$34,169
baseline
▲ 0.50% · 4.625%
HK$35,970
+HK$1,801/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$68,338/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$282,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,221
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,192
−HK$987/mo
Today · 4.125%
HK$33,179
baseline
▲ 0.50% · 4.625%
HK$35,198
+HK$2,019/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$66,358/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$282,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,733
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,665
−HK$945/mo
Today · 4.125%
HK$36,610
baseline
▲ 0.50% · 4.625%
HK$38,540
+HK$1,930/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$73,220/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$282,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,303
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,338
−HK$1,053/mo
Today · 4.125%
HK$35,391
baseline
▲ 0.50% · 4.625%
HK$37,544
+HK$2,153/mo
Deposit HK$1.83M · loan HK$7.30M · min. income ≈ HK$70,782/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$282,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,049
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,042
−HK$1,008/mo
Today · 4.125%
HK$39,050
baseline
▲ 0.50% · 4.625%
HK$41,109
+HK$2,059/mo
Deposit HK$1.83M · loan HK$7.30M · min. income ≈ HK$78,100/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$282,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,384
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,485
−HK$1,118/mo
Today · 4.125%
HK$37,603
baseline
▲ 0.50% · 4.625%
HK$39,891
+HK$2,288/mo
Deposit HK$1.37M · loan HK$7.76M · min. income ≈ HK$75,206/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$282,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,364
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,420
−HK$1,071/mo
Today · 4.125%
HK$41,491
baseline
▲ 0.50% · 4.625%
HK$43,678
+HK$2,187/mo
Deposit HK$1.37M · loan HK$7.76M · min. income ≈ HK$82,982/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$282,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,465
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,631
−HK$1,184/mo
Today · 4.125%
HK$39,815
baseline
▲ 0.50% · 4.625%
HK$42,237
+HK$2,422/mo
Deposit HK$913K · loan HK$8.22M · min. income ≈ HK$79,630/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$282,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,680
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,798
−HK$1,134/mo
Today · 4.125%
HK$43,932
baseline
▲ 0.50% · 4.625%
HK$46,247
+HK$2,315/mo
Deposit HK$913K · loan HK$8.22M · min. income ≈ HK$87,864/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$282,798 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).