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Crescira AVM · estimated value Medium confidence
HK$39.99M
≈ HK$30,296 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$12.00M, with repayments around HK$135,673/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$127,667
−HK$8,006/mo
▼ 0.25% · 3.875%
HK$131,638
−HK$4,035/mo
Today · 4.125%
HK$135,673
baseline
▲ 0.50% · 4.625%
HK$143,928
+HK$8,255/mo

Deposit HK$12.00M · loan HK$27.99M · min. income ≈ HK$271,346/mo (50% DSR)

Upfront cash ≈ HK$13.70M (deposit + AVD stamp duty HK$1,699,634 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
19/F
Flat
A
Saleable Area
1,320 ft²
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2026-08-14 HK$39.66M +0.2%
3.2y
2023-05-19 HK$39.60M −12.0%
3.7y
2019-08-29 HK$45.00M +7.2%
3.3y
2016-05-17 HK$41.96M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ho Man Tin
≈ 4 min walk · 261 m
Education
56
schools within 1 km (13 within 500 m)
Daily convenience
43
within 1 km (6 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
65
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Ho Man Tin Station (a rail station within an 8-min walk earns this label).

Family-friendly — 56 schools within a 1 km walk.

Everyday convenience — 43 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 65 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com