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Crescira AVM · estimated value Medium confidence
HK$50.52M
≈ HK$47,214 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$15.16M, with repayments around HK$171,390/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$161,276
−HK$10,114/mo
▼ 0.25% · 3.875%
HK$166,293
−HK$5,097/mo
Today · 4.125%
HK$171,390
baseline
▲ 0.50% · 4.625%
HK$181,818
+HK$10,428/mo

Deposit HK$15.16M · loan HK$35.36M · min. income ≈ HK$342,780/mo (50% DSR)

Upfront cash ≈ HK$17.30M (deposit + AVD stamp duty HK$2,147,077 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
79/F
Flat
D
Saleable Area
1,070 ft²
Gross Area
1,454 ft²
Efficiency
74%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2026-01-16 HK$42.00M −23.6%
2.9y
2023-01-20 HK$55.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon
≈ 2 min walk · 108 m
Education
12
schools within 1 km (2 within 500 m)
Daily convenience
22
within 1 km (3 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
20
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Kowloon Station (a rail station within an 8-min walk earns this label).

Family-friendly — 12 schools within a 1 km walk.

Everyday convenience — 22 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 20 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com