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Crescira AVM · estimated value Medium confidence
HK$38.76M
≈ HK$42,594 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$11.63M, with repayments around HK$131,497/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$123,737
−HK$7,760/mo
▼ 0.25% · 3.875%
HK$127,586
−HK$3,911/mo
Today · 4.125%
HK$131,497
baseline
▲ 0.50% · 4.625%
HK$139,498
+HK$8,001/mo

Deposit HK$11.63M · loan HK$27.13M · min. income ≈ HK$262,994/mo (50% DSR)

Upfront cash ≈ HK$13.28M (deposit + AVD stamp duty HK$1,647,320 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
79/F
Flat
E
Saleable Area
910 ft²
Gross Area
1,244 ft²
Efficiency
73%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2023-09-06 HK$41.98M −1.6%
3.9y
2019-10-03 HK$42.68M +9.5%
5.8y
2013-12-23 HK$38.99M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon
≈ 2 min walk · 108 m
Education
12
schools within 1 km (2 within 500 m)
Daily convenience
22
within 1 km (3 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
20
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Kowloon Station (a rail station within an 8-min walk earns this label).

Family-friendly — 12 schools within a 1 km walk.

Everyday convenience — 22 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 20 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com