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Crescira AVM · estimated value Medium confidence
HK$54.26M
≈ HK$48,532 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$16.28M, with repayments around HK$184,075/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$173,213
−HK$10,862/mo
▼ 0.25% · 3.875%
HK$178,601
−HK$5,474/mo
Today · 4.125%
HK$184,075
baseline
▲ 0.50% · 4.625%
HK$195,276
+HK$11,201/mo

Deposit HK$16.28M · loan HK$37.98M · min. income ≈ HK$368,150/mo (50% DSR)

Upfront cash ≈ HK$18.58M (deposit + AVD stamp duty HK$2,305,997 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
78/F
Flat
B
Saleable Area
1,118 ft²
Gross Area
1,522 ft²
Efficiency
73%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2023-09-21 HK$60.28M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon
≈ 2 min walk · 108 m
Education
12
schools within 1 km (2 within 500 m)
Daily convenience
22
within 1 km (3 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
20
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Kowloon Station (a rail station within an 8-min walk earns this label).

Family-friendly — 12 schools within a 1 km walk.

Everyday convenience — 22 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 20 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com