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At today's rate and a 90% mortgage, the deposit on this unit is about HK$188K, with repayments around HK$8,213/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$16,426/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 61 schools within a 1 km walk.
Everyday convenience — 101 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 93 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- C (REAR)
- Saleable Area
- 223 Saleable ft²
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-12-17 | HK$3.15M | +33.5% 3.5y · 9.0%/yr |
| 2017-07-03 | HK$2.36M | +52.3% 5.1y · 10.0%/yr |
| 2012-05-14 | HK$1.55M | +181.8% |
| 2006-09-22 | HK$550K | +3.8% |
| 2006-04-25 | HK$530K | +89.3% |
| 2002-12-07 | HK$280K | −20.0% |
| 2002-12-07 | HK$350K | — |