▼ 0.50% · 3.625%
HK$4,326
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,460
−HK$137/mo
Today · 4.125%
HK$4,597
baseline
▲ 0.50% · 4.625%
HK$4,877
+HK$280/mo
Deposit HK$949K · loan HK$949K · min. income ≈ HK$9,194/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,812
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,941
−HK$131/mo
Today · 4.125%
HK$5,072
baseline
▲ 0.50% · 4.625%
HK$5,340
+HK$268/mo
Deposit HK$949K · loan HK$949K · min. income ≈ HK$10,144/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,758
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,906
−HK$151/mo
Today · 4.125%
HK$5,057
baseline
▲ 0.50% · 4.625%
HK$5,364
+HK$307/mo
Deposit HK$854K · loan HK$1.04M · min. income ≈ HK$10,114/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,294
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,435
−HK$144/mo
Today · 4.125%
HK$5,579
baseline
▲ 0.50% · 4.625%
HK$5,874
+HK$295/mo
Deposit HK$854K · loan HK$1.04M · min. income ≈ HK$11,158/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,191
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,352
−HK$164/mo
Today · 4.125%
HK$5,516
baseline
▲ 0.50% · 4.625%
HK$5,852
+HK$336/mo
Deposit HK$759K · loan HK$1.14M · min. income ≈ HK$11,032/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,775
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,930
−HK$157/mo
Today · 4.125%
HK$6,087
baseline
▲ 0.50% · 4.625%
HK$6,408
+HK$321/mo
Deposit HK$759K · loan HK$1.14M · min. income ≈ HK$12,174/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,623
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,798
−HK$178/mo
Today · 4.125%
HK$5,976
baseline
▲ 0.50% · 4.625%
HK$6,340
+HK$364/mo
Deposit HK$664K · loan HK$1.23M · min. income ≈ HK$11,952/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,256
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,424
−HK$170/mo
Today · 4.125%
HK$6,594
baseline
▲ 0.50% · 4.625%
HK$6,942
+HK$348/mo
Deposit HK$664K · loan HK$1.23M · min. income ≈ HK$13,188/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,056
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,244
−HK$192/mo
Today · 4.125%
HK$6,436
baseline
▲ 0.50% · 4.625%
HK$6,827
+HK$391/mo
Deposit HK$569K · loan HK$1.33M · min. income ≈ HK$12,872/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,737
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,918
−HK$183/mo
Today · 4.125%
HK$7,101
baseline
▲ 0.50% · 4.625%
HK$7,475
+HK$374/mo
Deposit HK$569K · loan HK$1.33M · min. income ≈ HK$14,202/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,489
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,690
−HK$205/mo
Today · 4.125%
HK$6,895
baseline
▲ 0.50% · 4.625%
HK$7,315
+HK$420/mo
Deposit HK$474K · loan HK$1.42M · min. income ≈ HK$13,790/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,218
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,412
−HK$196/mo
Today · 4.125%
HK$7,608
baseline
▲ 0.50% · 4.625%
HK$8,009
+HK$401/mo
Deposit HK$474K · loan HK$1.42M · min. income ≈ HK$15,216/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,921
−HK$434/mo
▼ 0.25% · 3.875%
HK$7,136
−HK$219/mo
Today · 4.125%
HK$7,355
baseline
▲ 0.50% · 4.625%
HK$7,803
+HK$448/mo
Deposit HK$379K · loan HK$1.52M · min. income ≈ HK$14,710/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,700
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,906
−HK$210/mo
Today · 4.125%
HK$8,116
baseline
▲ 0.50% · 4.625%
HK$8,543
+HK$427/mo
Deposit HK$379K · loan HK$1.52M · min. income ≈ HK$16,232/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,354
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,582
−HK$233/mo
Today · 4.125%
HK$7,815
baseline
▲ 0.50% · 4.625%
HK$8,290
+HK$475/mo
Deposit HK$285K · loan HK$1.61M · min. income ≈ HK$15,630/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,181
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,400
−HK$223/mo
Today · 4.125%
HK$8,623
baseline
▲ 0.50% · 4.625%
HK$9,077
+HK$454/mo
Deposit HK$285K · loan HK$1.61M · min. income ≈ HK$17,246/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,786
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,028
−HK$246/mo
Today · 4.125%
HK$8,274
baseline
▲ 0.50% · 4.625%
HK$8,778
+HK$504/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$16,548/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,662
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,894
−HK$236/mo
Today · 4.125%
HK$9,130
baseline
▲ 0.50% · 4.625%
HK$9,611
+HK$481/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$18,260/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).