▼ 0.50% · 3.625%
HK$4,034
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,159
−HK$128/mo
Today · 4.125%
HK$4,287
baseline
▲ 0.50% · 4.625%
HK$4,547
+HK$260/mo
Deposit HK$884K · loan HK$884K · min. income ≈ HK$8,574/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,487
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,608
−HK$122/mo
Today · 4.125%
HK$4,730
baseline
▲ 0.50% · 4.625%
HK$4,979
+HK$249/mo
Deposit HK$884K · loan HK$884K · min. income ≈ HK$9,460/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,437
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,575
−HK$140/mo
Today · 4.125%
HK$4,715
baseline
▲ 0.50% · 4.625%
HK$5,002
+HK$287/mo
Deposit HK$796K · loan HK$973K · min. income ≈ HK$9,430/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,936
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,068
−HK$135/mo
Today · 4.125%
HK$5,203
baseline
▲ 0.50% · 4.625%
HK$5,477
+HK$274/mo
Deposit HK$796K · loan HK$973K · min. income ≈ HK$10,406/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,840
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,991
−HK$153/mo
Today · 4.125%
HK$5,144
baseline
▲ 0.50% · 4.625%
HK$5,457
+HK$313/mo
Deposit HK$708K · loan HK$1.06M · min. income ≈ HK$10,288/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,385
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,529
−HK$147/mo
Today · 4.125%
HK$5,676
baseline
▲ 0.50% · 4.625%
HK$5,975
+HK$299/mo
Deposit HK$708K · loan HK$1.06M · min. income ≈ HK$11,352/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,244
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,407
−HK$165/mo
Today · 4.125%
HK$5,572
baseline
▲ 0.50% · 4.625%
HK$5,912
+HK$340/mo
Deposit HK$619K · loan HK$1.15M · min. income ≈ HK$11,144/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,833
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,990
−HK$159/mo
Today · 4.125%
HK$6,149
baseline
▲ 0.50% · 4.625%
HK$6,473
+HK$324/mo
Deposit HK$619K · loan HK$1.15M · min. income ≈ HK$12,298/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,647
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,823
−HK$178/mo
Today · 4.125%
HK$6,001
baseline
▲ 0.50% · 4.625%
HK$6,366
+HK$365/mo
Deposit HK$531K · loan HK$1.24M · min. income ≈ HK$12,002/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,282
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,451
−HK$171/mo
Today · 4.125%
HK$6,622
baseline
▲ 0.50% · 4.625%
HK$6,971
+HK$349/mo
Deposit HK$531K · loan HK$1.24M · min. income ≈ HK$13,244/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,050
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,239
−HK$191/mo
Today · 4.125%
HK$6,430
baseline
▲ 0.50% · 4.625%
HK$6,821
+HK$391/mo
Deposit HK$442K · loan HK$1.33M · min. income ≈ HK$12,860/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,731
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,911
−HK$184/mo
Today · 4.125%
HK$7,095
baseline
▲ 0.50% · 4.625%
HK$7,469
+HK$374/mo
Deposit HK$442K · loan HK$1.33M · min. income ≈ HK$14,190/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,454
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,654
−HK$204/mo
Today · 4.125%
HK$6,858
baseline
▲ 0.50% · 4.625%
HK$7,276
+HK$418/mo
Deposit HK$354K · loan HK$1.42M · min. income ≈ HK$13,716/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,180
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,372
−HK$196/mo
Today · 4.125%
HK$7,568
baseline
▲ 0.50% · 4.625%
HK$7,966
+HK$398/mo
Deposit HK$354K · loan HK$1.42M · min. income ≈ HK$15,136/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,857
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,070
−HK$217/mo
Today · 4.125%
HK$7,287
baseline
▲ 0.50% · 4.625%
HK$7,730
+HK$443/mo
Deposit HK$265K · loan HK$1.50M · min. income ≈ HK$14,574/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,628
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,833
−HK$208/mo
Today · 4.125%
HK$8,041
baseline
▲ 0.50% · 4.625%
HK$8,464
+HK$423/mo
Deposit HK$265K · loan HK$1.50M · min. income ≈ HK$16,082/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,260
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,486
−HK$230/mo
Today · 4.125%
HK$7,716
baseline
▲ 0.50% · 4.625%
HK$8,185
+HK$469/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$15,432/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,077
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,294
−HK$220/mo
Today · 4.125%
HK$8,514
baseline
▲ 0.50% · 4.625%
HK$8,962
+HK$448/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$17,028/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).