▼ 0.50% · 3.625%
HK$3,325
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,429
−HK$105/mo
Today · 4.125%
HK$3,534
baseline
▲ 0.50% · 4.625%
HK$3,749
+HK$215/mo
Deposit HK$729K · loan HK$729K · min. income ≈ HK$7,068/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,700
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,799
−HK$100/mo
Today · 4.125%
HK$3,899
baseline
▲ 0.50% · 4.625%
HK$4,105
+HK$206/mo
Deposit HK$729K · loan HK$729K · min. income ≈ HK$7,798/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,658
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,772
−HK$115/mo
Today · 4.125%
HK$3,887
baseline
▲ 0.50% · 4.625%
HK$4,124
+HK$237/mo
Deposit HK$656K · loan HK$802K · min. income ≈ HK$7,774/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,070
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,179
−HK$110/mo
Today · 4.125%
HK$4,289
baseline
▲ 0.50% · 4.625%
HK$4,515
+HK$226/mo
Deposit HK$656K · loan HK$802K · min. income ≈ HK$8,578/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,991
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,115
−HK$126/mo
Today · 4.125%
HK$4,241
baseline
▲ 0.50% · 4.625%
HK$4,499
+HK$258/mo
Deposit HK$583K · loan HK$875K · min. income ≈ HK$8,482/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,439
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,559
−HK$120/mo
Today · 4.125%
HK$4,679
baseline
▲ 0.50% · 4.625%
HK$4,926
+HK$247/mo
Deposit HK$583K · loan HK$875K · min. income ≈ HK$9,358/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,323
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,458
−HK$136/mo
Today · 4.125%
HK$4,594
baseline
▲ 0.50% · 4.625%
HK$4,874
+HK$280/mo
Deposit HK$510K · loan HK$948K · min. income ≈ HK$9,188/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,809
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,938
−HK$131/mo
Today · 4.125%
HK$5,069
baseline
▲ 0.50% · 4.625%
HK$5,336
+HK$267/mo
Deposit HK$510K · loan HK$948K · min. income ≈ HK$10,138/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,656
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,800
−HK$148/mo
Today · 4.125%
HK$4,948
baseline
▲ 0.50% · 4.625%
HK$5,249
+HK$301/mo
Deposit HK$438K · loan HK$1.02M · min. income ≈ HK$9,896/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,179
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,318
−HK$141/mo
Today · 4.125%
HK$5,459
baseline
▲ 0.50% · 4.625%
HK$5,747
+HK$288/mo
Deposit HK$438K · loan HK$1.02M · min. income ≈ HK$10,918/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,988
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,143
−HK$158/mo
Today · 4.125%
HK$5,301
baseline
▲ 0.50% · 4.625%
HK$5,624
+HK$323/mo
Deposit HK$365K · loan HK$1.09M · min. income ≈ HK$10,602/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,549
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,698
−HK$151/mo
Today · 4.125%
HK$5,849
baseline
▲ 0.50% · 4.625%
HK$6,157
+HK$308/mo
Deposit HK$365K · loan HK$1.09M · min. income ≈ HK$11,698/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,321
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,486
−HK$168/mo
Today · 4.125%
HK$5,654
baseline
▲ 0.50% · 4.625%
HK$5,998
+HK$344/mo
Deposit HK$292K · loan HK$1.17M · min. income ≈ HK$11,308/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,919
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,078
−HK$161/mo
Today · 4.125%
HK$6,239
baseline
▲ 0.50% · 4.625%
HK$6,568
+HK$329/mo
Deposit HK$292K · loan HK$1.17M · min. income ≈ HK$12,478/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,653
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,829
−HK$179/mo
Today · 4.125%
HK$6,008
baseline
▲ 0.50% · 4.625%
HK$6,373
+HK$365/mo
Deposit HK$219K · loan HK$1.24M · min. income ≈ HK$12,016/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,289
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,458
−HK$171/mo
Today · 4.125%
HK$6,629
baseline
▲ 0.50% · 4.625%
HK$6,978
+HK$349/mo
Deposit HK$219K · loan HK$1.24M · min. income ≈ HK$13,258/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,986
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,172
−HK$189/mo
Today · 4.125%
HK$6,361
baseline
▲ 0.50% · 4.625%
HK$6,748
+HK$387/mo
Deposit HK$146K · loan HK$1.31M · min. income ≈ HK$12,722/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,659
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,838
−HK$181/mo
Today · 4.125%
HK$7,019
baseline
▲ 0.50% · 4.625%
HK$7,389
+HK$370/mo
Deposit HK$146K · loan HK$1.31M · min. income ≈ HK$14,038/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).