▼ 0.50% · 3.625%
HK$3,646
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,760
−HK$115/mo
Today · 4.125%
HK$3,875
baseline
▲ 0.50% · 4.625%
HK$4,111
+HK$236/mo
Deposit HK$800K · loan HK$800K · min. income ≈ HK$7,750/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,057
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,165
−HK$111/mo
Today · 4.125%
HK$4,276
baseline
▲ 0.50% · 4.625%
HK$4,501
+HK$225/mo
Deposit HK$800K · loan HK$800K · min. income ≈ HK$8,552/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,011
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,136
−HK$127/mo
Today · 4.125%
HK$4,263
baseline
▲ 0.50% · 4.625%
HK$4,522
+HK$259/mo
Deposit HK$720K · loan HK$880K · min. income ≈ HK$8,526/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,462
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,582
−HK$121/mo
Today · 4.125%
HK$4,703
baseline
▲ 0.50% · 4.625%
HK$4,951
+HK$248/mo
Deposit HK$720K · loan HK$880K · min. income ≈ HK$9,406/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,376
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,512
−HK$138/mo
Today · 4.125%
HK$4,650
baseline
▲ 0.50% · 4.625%
HK$4,933
+HK$283/mo
Deposit HK$640K · loan HK$959K · min. income ≈ HK$9,300/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,868
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,999
−HK$132/mo
Today · 4.125%
HK$5,131
baseline
▲ 0.50% · 4.625%
HK$5,402
+HK$271/mo
Deposit HK$640K · loan HK$959K · min. income ≈ HK$10,262/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,740
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,888
−HK$150/mo
Today · 4.125%
HK$5,038
baseline
▲ 0.50% · 4.625%
HK$5,344
+HK$306/mo
Deposit HK$560K · loan HK$1.04M · min. income ≈ HK$10,076/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,274
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,415
−HK$144/mo
Today · 4.125%
HK$5,559
baseline
▲ 0.50% · 4.625%
HK$5,852
+HK$293/mo
Deposit HK$560K · loan HK$1.04M · min. income ≈ HK$11,118/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,105
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,264
−HK$161/mo
Today · 4.125%
HK$5,425
baseline
▲ 0.50% · 4.625%
HK$5,755
+HK$330/mo
Deposit HK$480K · loan HK$1.12M · min. income ≈ HK$10,850/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,679
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,832
−HK$154/mo
Today · 4.125%
HK$5,986
baseline
▲ 0.50% · 4.625%
HK$6,302
+HK$316/mo
Deposit HK$480K · loan HK$1.12M · min. income ≈ HK$11,972/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,470
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,640
−HK$173/mo
Today · 4.125%
HK$5,813
baseline
▲ 0.50% · 4.625%
HK$6,166
+HK$353/mo
Deposit HK$400K · loan HK$1.20M · min. income ≈ HK$11,626/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,085
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,248
−HK$166/mo
Today · 4.125%
HK$6,414
baseline
▲ 0.50% · 4.625%
HK$6,752
+HK$338/mo
Deposit HK$400K · loan HK$1.20M · min. income ≈ HK$12,828/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,834
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,016
−HK$184/mo
Today · 4.125%
HK$6,200
baseline
▲ 0.50% · 4.625%
HK$6,578
+HK$378/mo
Deposit HK$320K · loan HK$1.28M · min. income ≈ HK$12,400/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,491
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,665
−HK$176/mo
Today · 4.125%
HK$6,841
baseline
▲ 0.50% · 4.625%
HK$7,202
+HK$361/mo
Deposit HK$320K · loan HK$1.28M · min. income ≈ HK$13,682/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,199
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,392
−HK$196/mo
Today · 4.125%
HK$6,588
baseline
▲ 0.50% · 4.625%
HK$6,989
+HK$401/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$13,176/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,896
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,081
−HK$188/mo
Today · 4.125%
HK$7,269
baseline
▲ 0.50% · 4.625%
HK$7,652
+HK$383/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$14,538/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,564
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,768
−HK$207/mo
Today · 4.125%
HK$6,975
baseline
▲ 0.50% · 4.625%
HK$7,400
+HK$425/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$13,950/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,302
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,498
−HK$199/mo
Today · 4.125%
HK$7,697
baseline
▲ 0.50% · 4.625%
HK$8,102
+HK$405/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$15,394/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).