▼ 0.50% · 3.625%
HK$3,411
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,517
−HK$108/mo
Today · 4.125%
HK$3,625
baseline
▲ 0.50% · 4.625%
HK$3,845
+HK$220/mo
Deposit HK$748K · loan HK$748K · min. income ≈ HK$7,250/mo (50% DSR)
Upfront cash ≈ HK$748K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,795
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,896
−HK$104/mo
Today · 4.125%
HK$4,000
baseline
▲ 0.50% · 4.625%
HK$4,210
+HK$210/mo
Deposit HK$748K · loan HK$748K · min. income ≈ HK$8,000/mo (50% DSR)
Upfront cash ≈ HK$748K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,752
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,869
−HK$118/mo
Today · 4.125%
HK$3,987
baseline
▲ 0.50% · 4.625%
HK$4,230
+HK$243/mo
Deposit HK$673K · loan HK$823K · min. income ≈ HK$7,974/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,174
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,286
−HK$114/mo
Today · 4.125%
HK$4,400
baseline
▲ 0.50% · 4.625%
HK$4,631
+HK$231/mo
Deposit HK$673K · loan HK$823K · min. income ≈ HK$8,800/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,093
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,220
−HK$130/mo
Today · 4.125%
HK$4,350
baseline
▲ 0.50% · 4.625%
HK$4,614
+HK$264/mo
Deposit HK$598K · loan HK$898K · min. income ≈ HK$8,700/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,553
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,676
−HK$124/mo
Today · 4.125%
HK$4,800
baseline
▲ 0.50% · 4.625%
HK$5,052
+HK$252/mo
Deposit HK$598K · loan HK$898K · min. income ≈ HK$9,600/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,434
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,572
−HK$140/mo
Today · 4.125%
HK$4,712
baseline
▲ 0.50% · 4.625%
HK$4,999
+HK$287/mo
Deposit HK$524K · loan HK$972K · min. income ≈ HK$9,424/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,933
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,065
−HK$134/mo
Today · 4.125%
HK$5,199
baseline
▲ 0.50% · 4.625%
HK$5,474
+HK$275/mo
Deposit HK$524K · loan HK$972K · min. income ≈ HK$10,398/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,775
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,924
−HK$151/mo
Today · 4.125%
HK$5,075
baseline
▲ 0.50% · 4.625%
HK$5,383
+HK$308/mo
Deposit HK$449K · loan HK$1.05M · min. income ≈ HK$10,150/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,312
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,455
−HK$144/mo
Today · 4.125%
HK$5,599
baseline
▲ 0.50% · 4.625%
HK$5,895
+HK$296/mo
Deposit HK$449K · loan HK$1.05M · min. income ≈ HK$11,198/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,116
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,275
−HK$162/mo
Today · 4.125%
HK$5,437
baseline
▲ 0.50% · 4.625%
HK$5,768
+HK$331/mo
Deposit HK$374K · loan HK$1.12M · min. income ≈ HK$10,874/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,692
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,845
−HK$154/mo
Today · 4.125%
HK$5,999
baseline
▲ 0.50% · 4.625%
HK$6,316
+HK$317/mo
Deposit HK$374K · loan HK$1.12M · min. income ≈ HK$11,998/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,457
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,627
−HK$173/mo
Today · 4.125%
HK$5,800
baseline
▲ 0.50% · 4.625%
HK$6,153
+HK$353/mo
Deposit HK$299K · loan HK$1.20M · min. income ≈ HK$11,600/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,071
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,234
−HK$165/mo
Today · 4.125%
HK$6,399
baseline
▲ 0.50% · 4.625%
HK$6,737
+HK$338/mo
Deposit HK$299K · loan HK$1.20M · min. income ≈ HK$12,798/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,799
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,979
−HK$183/mo
Today · 4.125%
HK$6,162
baseline
▲ 0.50% · 4.625%
HK$6,537
+HK$375/mo
Deposit HK$224K · loan HK$1.27M · min. income ≈ HK$12,324/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,451
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,624
−HK$175/mo
Today · 4.125%
HK$6,799
baseline
▲ 0.50% · 4.625%
HK$7,158
+HK$359/mo
Deposit HK$224K · loan HK$1.27M · min. income ≈ HK$13,598/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,140
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,331
−HK$194/mo
Today · 4.125%
HK$6,525
baseline
▲ 0.50% · 4.625%
HK$6,922
+HK$397/mo
Deposit HK$150K · loan HK$1.35M · min. income ≈ HK$13,050/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,830
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,013
−HK$186/mo
Today · 4.125%
HK$7,199
baseline
▲ 0.50% · 4.625%
HK$7,579
+HK$380/mo
Deposit HK$150K · loan HK$1.35M · min. income ≈ HK$14,398/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).