▼ 0.50% · 3.625%
HK$2,381
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,455
−HK$75/mo
Today · 4.125%
HK$2,530
baseline
▲ 0.50% · 4.625%
HK$2,684
+HK$154/mo
Deposit HK$522K · loan HK$522K · min. income ≈ HK$5,060/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,648
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,720
−HK$72/mo
Today · 4.125%
HK$2,792
baseline
▲ 0.50% · 4.625%
HK$2,939
+HK$147/mo
Deposit HK$522K · loan HK$522K · min. income ≈ HK$5,584/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,619
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,700
−HK$83/mo
Today · 4.125%
HK$2,783
baseline
▲ 0.50% · 4.625%
HK$2,952
+HK$169/mo
Deposit HK$470K · loan HK$574K · min. income ≈ HK$5,566/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,913
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,991
−HK$80/mo
Today · 4.125%
HK$3,071
baseline
▲ 0.50% · 4.625%
HK$3,233
+HK$162/mo
Deposit HK$470K · loan HK$574K · min. income ≈ HK$6,142/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,857
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,946
−HK$90/mo
Today · 4.125%
HK$3,036
baseline
▲ 0.50% · 4.625%
HK$3,221
+HK$185/mo
Deposit HK$418K · loan HK$626K · min. income ≈ HK$6,072/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,178
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,263
−HK$87/mo
Today · 4.125%
HK$3,350
baseline
▲ 0.50% · 4.625%
HK$3,526
+HK$176/mo
Deposit HK$418K · loan HK$626K · min. income ≈ HK$6,700/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,095
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,191
−HK$98/mo
Today · 4.125%
HK$3,289
baseline
▲ 0.50% · 4.625%
HK$3,489
+HK$200/mo
Deposit HK$365K · loan HK$679K · min. income ≈ HK$6,578/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,443
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,535
−HK$94/mo
Today · 4.125%
HK$3,629
baseline
▲ 0.50% · 4.625%
HK$3,820
+HK$191/mo
Deposit HK$365K · loan HK$679K · min. income ≈ HK$7,258/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,333
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,437
−HK$105/mo
Today · 4.125%
HK$3,542
baseline
▲ 0.50% · 4.625%
HK$3,757
+HK$215/mo
Deposit HK$313K · loan HK$731K · min. income ≈ HK$7,084/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,708
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,807
−HK$101/mo
Today · 4.125%
HK$3,908
baseline
▲ 0.50% · 4.625%
HK$4,114
+HK$206/mo
Deposit HK$313K · loan HK$731K · min. income ≈ HK$7,816/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,571
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,682
−HK$113/mo
Today · 4.125%
HK$3,795
baseline
▲ 0.50% · 4.625%
HK$4,026
+HK$231/mo
Deposit HK$261K · loan HK$783K · min. income ≈ HK$7,590/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,973
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,079
−HK$108/mo
Today · 4.125%
HK$4,187
baseline
▲ 0.50% · 4.625%
HK$4,408
+HK$221/mo
Deposit HK$261K · loan HK$783K · min. income ≈ HK$8,374/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,809
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,928
−HK$120/mo
Today · 4.125%
HK$4,048
baseline
▲ 0.50% · 4.625%
HK$4,294
+HK$246/mo
Deposit HK$209K · loan HK$835K · min. income ≈ HK$8,096/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,238
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,351
−HK$116/mo
Today · 4.125%
HK$4,467
baseline
▲ 0.50% · 4.625%
HK$4,702
+HK$235/mo
Deposit HK$209K · loan HK$835K · min. income ≈ HK$8,934/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,047
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,173
−HK$128/mo
Today · 4.125%
HK$4,301
baseline
▲ 0.50% · 4.625%
HK$4,563
+HK$262/mo
Deposit HK$157K · loan HK$887K · min. income ≈ HK$8,602/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,502
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,623
−HK$123/mo
Today · 4.125%
HK$4,746
baseline
▲ 0.50% · 4.625%
HK$4,996
+HK$250/mo
Deposit HK$157K · loan HK$887K · min. income ≈ HK$9,492/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,285
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,419
−HK$135/mo
Today · 4.125%
HK$4,554
baseline
▲ 0.50% · 4.625%
HK$4,831
+HK$277/mo
Deposit HK$104K · loan HK$940K · min. income ≈ HK$9,108/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,767
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,895
−HK$130/mo
Today · 4.125%
HK$5,025
baseline
▲ 0.50% · 4.625%
HK$5,290
+HK$265/mo
Deposit HK$104K · loan HK$940K · min. income ≈ HK$10,050/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).