▼ 0.50% · 3.625%
HK$2,963
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,055
−HK$94/mo
Today · 4.125%
HK$3,149
baseline
▲ 0.50% · 4.625%
HK$3,341
+HK$192/mo
Deposit HK$650K · loan HK$650K · min. income ≈ HK$6,298/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,297
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,385
−HK$90/mo
Today · 4.125%
HK$3,475
baseline
▲ 0.50% · 4.625%
HK$3,658
+HK$183/mo
Deposit HK$650K · loan HK$650K · min. income ≈ HK$6,950/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,260
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,361
−HK$103/mo
Today · 4.125%
HK$3,464
baseline
▲ 0.50% · 4.625%
HK$3,675
+HK$211/mo
Deposit HK$585K · loan HK$715K · min. income ≈ HK$6,928/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,626
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,724
−HK$98/mo
Today · 4.125%
HK$3,822
baseline
▲ 0.50% · 4.625%
HK$4,024
+HK$202/mo
Deposit HK$585K · loan HK$715K · min. income ≈ HK$7,644/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,556
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,667
−HK$112/mo
Today · 4.125%
HK$3,779
baseline
▲ 0.50% · 4.625%
HK$4,009
+HK$230/mo
Deposit HK$520K · loan HK$780K · min. income ≈ HK$7,558/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,956
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,062
−HK$108/mo
Today · 4.125%
HK$4,170
baseline
▲ 0.50% · 4.625%
HK$4,390
+HK$220/mo
Deposit HK$520K · loan HK$780K · min. income ≈ HK$8,340/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,852
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,972
−HK$122/mo
Today · 4.125%
HK$4,094
baseline
▲ 0.50% · 4.625%
HK$4,343
+HK$249/mo
Deposit HK$455K · loan HK$845K · min. income ≈ HK$8,188/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,286
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,401
−HK$116/mo
Today · 4.125%
HK$4,517
baseline
▲ 0.50% · 4.625%
HK$4,755
+HK$238/mo
Deposit HK$455K · loan HK$845K · min. income ≈ HK$9,034/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,149
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,278
−HK$131/mo
Today · 4.125%
HK$4,409
baseline
▲ 0.50% · 4.625%
HK$4,677
+HK$268/mo
Deposit HK$390K · loan HK$910K · min. income ≈ HK$8,818/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,615
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,739
−HK$126/mo
Today · 4.125%
HK$4,865
baseline
▲ 0.50% · 4.625%
HK$5,121
+HK$256/mo
Deposit HK$390K · loan HK$910K · min. income ≈ HK$9,730/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,445
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,583
−HK$141/mo
Today · 4.125%
HK$4,724
baseline
▲ 0.50% · 4.625%
HK$5,011
+HK$287/mo
Deposit HK$325K · loan HK$975K · min. income ≈ HK$9,448/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,945
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,078
−HK$134/mo
Today · 4.125%
HK$5,212
baseline
▲ 0.50% · 4.625%
HK$5,487
+HK$275/mo
Deposit HK$325K · loan HK$975K · min. income ≈ HK$10,424/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,741
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,889
−HK$150/mo
Today · 4.125%
HK$5,039
baseline
▲ 0.50% · 4.625%
HK$5,345
+HK$306/mo
Deposit HK$260K · loan HK$1.04M · min. income ≈ HK$10,078/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,275
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,416
−HK$144/mo
Today · 4.125%
HK$5,560
baseline
▲ 0.50% · 4.625%
HK$5,853
+HK$293/mo
Deposit HK$260K · loan HK$1.04M · min. income ≈ HK$11,120/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,038
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,194
−HK$160/mo
Today · 4.125%
HK$5,354
baseline
▲ 0.50% · 4.625%
HK$5,679
+HK$325/mo
Deposit HK$195K · loan HK$1.10M · min. income ≈ HK$10,708/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,604
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,755
−HK$152/mo
Today · 4.125%
HK$5,907
baseline
▲ 0.50% · 4.625%
HK$6,218
+HK$311/mo
Deposit HK$195K · loan HK$1.10M · min. income ≈ HK$11,814/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,334
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,500
−HK$168/mo
Today · 4.125%
HK$5,668
baseline
▲ 0.50% · 4.625%
HK$6,013
+HK$345/mo
Deposit HK$130K · loan HK$1.17M · min. income ≈ HK$11,336/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,934
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,093
−HK$162/mo
Today · 4.125%
HK$6,255
baseline
▲ 0.50% · 4.625%
HK$6,584
+HK$329/mo
Deposit HK$130K · loan HK$1.17M · min. income ≈ HK$12,510/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).