▼ 0.50% · 3.625%
HK$1,775
−HK$111/mo
▼ 0.25% · 3.875%
HK$1,830
−HK$56/mo
Today · 4.125%
HK$1,886
baseline
▲ 0.50% · 4.625%
HK$2,001
+HK$115/mo
Deposit HK$389K · loan HK$389K · min. income ≈ HK$3,772/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,974
−HK$107/mo
▼ 0.25% · 3.875%
HK$2,027
−HK$54/mo
Today · 4.125%
HK$2,081
baseline
▲ 0.50% · 4.625%
HK$2,191
+HK$110/mo
Deposit HK$389K · loan HK$389K · min. income ≈ HK$4,162/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,952
−HK$123/mo
▼ 0.25% · 3.875%
HK$2,013
−HK$62/mo
Today · 4.125%
HK$2,075
baseline
▲ 0.50% · 4.625%
HK$2,201
+HK$126/mo
Deposit HK$350K · loan HK$428K · min. income ≈ HK$4,150/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,172
−HK$117/mo
▼ 0.25% · 3.875%
HK$2,230
−HK$59/mo
Today · 4.125%
HK$2,289
baseline
▲ 0.50% · 4.625%
HK$2,410
+HK$121/mo
Deposit HK$350K · loan HK$428K · min. income ≈ HK$4,578/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,130
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,196
−HK$67/mo
Today · 4.125%
HK$2,263
baseline
▲ 0.50% · 4.625%
HK$2,401
+HK$138/mo
Deposit HK$311K · loan HK$467K · min. income ≈ HK$4,526/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,369
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,433
−HK$64/mo
Today · 4.125%
HK$2,497
baseline
▲ 0.50% · 4.625%
HK$2,629
+HK$132/mo
Deposit HK$311K · loan HK$467K · min. income ≈ HK$4,994/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,307
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,379
−HK$73/mo
Today · 4.125%
HK$2,452
baseline
▲ 0.50% · 4.625%
HK$2,601
+HK$149/mo
Deposit HK$272K · loan HK$506K · min. income ≈ HK$4,904/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,567
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,635
−HK$70/mo
Today · 4.125%
HK$2,705
baseline
▲ 0.50% · 4.625%
HK$2,848
+HK$143/mo
Deposit HK$272K · loan HK$506K · min. income ≈ HK$5,410/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,485
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,562
−HK$78/mo
Today · 4.125%
HK$2,640
baseline
▲ 0.50% · 4.625%
HK$2,801
+HK$161/mo
Deposit HK$233K · loan HK$545K · min. income ≈ HK$5,280/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,764
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,838
−HK$75/mo
Today · 4.125%
HK$2,913
baseline
▲ 0.50% · 4.625%
HK$3,067
+HK$154/mo
Deposit HK$233K · loan HK$545K · min. income ≈ HK$5,826/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,662
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,745
−HK$84/mo
Today · 4.125%
HK$2,829
baseline
▲ 0.50% · 4.625%
HK$3,001
+HK$172/mo
Deposit HK$195K · loan HK$584K · min. income ≈ HK$5,658/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,961
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,041
−HK$80/mo
Today · 4.125%
HK$3,121
baseline
▲ 0.50% · 4.625%
HK$3,286
+HK$165/mo
Deposit HK$195K · loan HK$584K · min. income ≈ HK$6,242/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,839
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,928
−HK$90/mo
Today · 4.125%
HK$3,018
baseline
▲ 0.50% · 4.625%
HK$3,201
+HK$183/mo
Deposit HK$156K · loan HK$623K · min. income ≈ HK$6,036/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,159
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,244
−HK$86/mo
Today · 4.125%
HK$3,330
baseline
▲ 0.50% · 4.625%
HK$3,505
+HK$175/mo
Deposit HK$156K · loan HK$623K · min. income ≈ HK$6,660/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,017
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,111
−HK$95/mo
Today · 4.125%
HK$3,206
baseline
▲ 0.50% · 4.625%
HK$3,401
+HK$195/mo
Deposit HK$117K · loan HK$662K · min. income ≈ HK$6,412/mo (50% DSR)
Upfront cash ≈ HK$117K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,356
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,446
−HK$92/mo
Today · 4.125%
HK$3,538
baseline
▲ 0.50% · 4.625%
HK$3,724
+HK$186/mo
Deposit HK$117K · loan HK$662K · min. income ≈ HK$7,076/mo (50% DSR)
Upfront cash ≈ HK$117K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,194
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,294
−HK$101/mo
Today · 4.125%
HK$3,395
baseline
▲ 0.50% · 4.625%
HK$3,601
+HK$206/mo
Deposit HK$78K · loan HK$700K · min. income ≈ HK$6,790/mo (50% DSR)
Upfront cash ≈ HK$78K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,554
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,649
−HK$97/mo
Today · 4.125%
HK$3,746
baseline
▲ 0.50% · 4.625%
HK$3,943
+HK$197/mo
Deposit HK$78K · loan HK$700K · min. income ≈ HK$7,492/mo (50% DSR)
Upfront cash ≈ HK$78K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).