▼ 0.50% · 3.625%
HK$1,679
−HK$105/mo
▼ 0.25% · 3.875%
HK$1,731
−HK$53/mo
Today · 4.125%
HK$1,784
baseline
▲ 0.50% · 4.625%
HK$1,892
+HK$108/mo
Deposit HK$368K · loan HK$368K · min. income ≈ HK$3,568/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,867
−HK$101/mo
▼ 0.25% · 3.875%
HK$1,917
−HK$51/mo
Today · 4.125%
HK$1,968
baseline
▲ 0.50% · 4.625%
HK$2,072
+HK$104/mo
Deposit HK$368K · loan HK$368K · min. income ≈ HK$3,936/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,846
−HK$116/mo
▼ 0.25% · 3.875%
HK$1,904
−HK$58/mo
Today · 4.125%
HK$1,962
baseline
▲ 0.50% · 4.625%
HK$2,082
+HK$120/mo
Deposit HK$331K · loan HK$405K · min. income ≈ HK$3,924/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,054
−HK$111/mo
▼ 0.25% · 3.875%
HK$2,109
−HK$56/mo
Today · 4.125%
HK$2,165
baseline
▲ 0.50% · 4.625%
HK$2,279
+HK$114/mo
Deposit HK$331K · loan HK$405K · min. income ≈ HK$4,330/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,014
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,077
−HK$64/mo
Today · 4.125%
HK$2,141
baseline
▲ 0.50% · 4.625%
HK$2,271
+HK$130/mo
Deposit HK$294K · loan HK$442K · min. income ≈ HK$4,282/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,241
−HK$121/mo
▼ 0.25% · 3.875%
HK$2,301
−HK$61/mo
Today · 4.125%
HK$2,362
baseline
▲ 0.50% · 4.625%
HK$2,486
+HK$124/mo
Deposit HK$294K · loan HK$442K · min. income ≈ HK$4,724/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,182
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,250
−HK$69/mo
Today · 4.125%
HK$2,319
baseline
▲ 0.50% · 4.625%
HK$2,460
+HK$141/mo
Deposit HK$258K · loan HK$478K · min. income ≈ HK$4,638/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,428
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,493
−HK$66/mo
Today · 4.125%
HK$2,559
baseline
▲ 0.50% · 4.625%
HK$2,694
+HK$135/mo
Deposit HK$258K · loan HK$478K · min. income ≈ HK$5,118/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,350
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,423
−HK$74/mo
Today · 4.125%
HK$2,497
baseline
▲ 0.50% · 4.625%
HK$2,649
+HK$152/mo
Deposit HK$221K · loan HK$515K · min. income ≈ HK$4,994/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,614
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,684
−HK$72/mo
Today · 4.125%
HK$2,756
baseline
▲ 0.50% · 4.625%
HK$2,901
+HK$145/mo
Deposit HK$221K · loan HK$515K · min. income ≈ HK$5,512/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,518
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,596
−HK$80/mo
Today · 4.125%
HK$2,676
baseline
▲ 0.50% · 4.625%
HK$2,839
+HK$163/mo
Deposit HK$184K · loan HK$552K · min. income ≈ HK$5,352/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,801
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,876
−HK$76/mo
Today · 4.125%
HK$2,952
baseline
▲ 0.50% · 4.625%
HK$3,108
+HK$156/mo
Deposit HK$184K · loan HK$552K · min. income ≈ HK$5,904/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,686
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,769
−HK$85/mo
Today · 4.125%
HK$2,854
baseline
▲ 0.50% · 4.625%
HK$3,028
+HK$174/mo
Deposit HK$147K · loan HK$589K · min. income ≈ HK$5,708/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,988
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,068
−HK$81/mo
Today · 4.125%
HK$3,149
baseline
▲ 0.50% · 4.625%
HK$3,315
+HK$166/mo
Deposit HK$147K · loan HK$589K · min. income ≈ HK$6,298/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,854
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,942
−HK$91/mo
Today · 4.125%
HK$3,033
baseline
▲ 0.50% · 4.625%
HK$3,217
+HK$184/mo
Deposit HK$110K · loan HK$626K · min. income ≈ HK$6,066/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,175
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,260
−HK$86/mo
Today · 4.125%
HK$3,346
baseline
▲ 0.50% · 4.625%
HK$3,522
+HK$176/mo
Deposit HK$110K · loan HK$626K · min. income ≈ HK$6,692/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,021
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,115
−HK$96/mo
Today · 4.125%
HK$3,211
baseline
▲ 0.50% · 4.625%
HK$3,406
+HK$195/mo
Deposit HK$74K · loan HK$663K · min. income ≈ HK$6,422/mo (50% DSR)
Upfront cash ≈ HK$74K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,361
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,451
−HK$92/mo
Today · 4.125%
HK$3,543
baseline
▲ 0.50% · 4.625%
HK$3,730
+HK$187/mo
Deposit HK$74K · loan HK$663K · min. income ≈ HK$7,086/mo (50% DSR)
Upfront cash ≈ HK$74K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).