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At today's rate and a 90% mortgage, the deposit on this unit is about HK$474K, with repayments around HK$20,673/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$474K · loan HK$4.27M · min. income ≈ HK$41,346/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$91,441 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Austin Station Station.
Family-friendly — 55 schools within a 1 km walk.
Everyday convenience — 116 shopping and daily-needs spots nearby.
Healthcare close by — 16 hospitals/clinics within 1 km.
Green space & leisure — 78 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- 18(NO.8)
- Saleable Area
- 665 Saleable ft²
- Gross Area
- 665 ft²
- Efficiency
- 100%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-03 | HK$4.83M | +61.0% 13.3y · 5.0%/yr |
| 2010-12-20 | HK$3.00M | +39.5% |
| 2009-12-18 | HK$2.15M | +147.1% |
| 2006-04-26 | HK$870K | +27.9% |
| 2001-06-26 | HK$680K | −56.4% |
| 1997-09-29 | HK$1.56M | +12.2% |
| 1997-08-22 | HK$1.39M | +4.5% |
| 1997-04-18 | HK$1.33M | +16.7% |
| 1996-12-31 | HK$1.14M | — |