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At today's rate and a 90% mortgage, the deposit on this unit is about HK$433K, with repayments around HK$18,887/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$433K · loan HK$3.90M · min. income ≈ HK$37,774/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$64,951 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Austin Station Station.
Family-friendly — 55 schools within a 1 km walk.
Everyday convenience — 116 shopping and daily-needs spots nearby.
Healthcare close by — 16 hospitals/clinics within 1 km.
Green space & leisure — 78 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- 12(NO.14)
- Saleable Area
- 565 Saleable ft²
- Gross Area
- 565 ft²
- Efficiency
- 100%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-12-24 | HK$6.00M | +0.0% 6.6y · 6.0%/yr |
| 2021-09-30 | HK$6.00M | +38.6% 6.6y · 6.0%/yr |
| 2015-03-06 | HK$4.33M | +63.4% |
| 2011-02-24 | HK$2.65M | +33.8% |
| 2010-07-29 | HK$1.98M | — |