▼ 0.50% · 3.625%
HK$3,222
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,322
−HK$102/mo
Today · 4.125%
HK$3,424
baseline
▲ 0.50% · 4.625%
HK$3,632
+HK$208/mo
Deposit HK$706K · loan HK$706K · min. income ≈ HK$6,848/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,584
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,680
−HK$98/mo
Today · 4.125%
HK$3,778
baseline
▲ 0.50% · 4.625%
HK$3,977
+HK$199/mo
Deposit HK$706K · loan HK$706K · min. income ≈ HK$7,556/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,544
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,654
−HK$112/mo
Today · 4.125%
HK$3,766
baseline
▲ 0.50% · 4.625%
HK$3,995
+HK$229/mo
Deposit HK$636K · loan HK$777K · min. income ≈ HK$7,532/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,942
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,048
−HK$107/mo
Today · 4.125%
HK$4,155
baseline
▲ 0.50% · 4.625%
HK$4,374
+HK$219/mo
Deposit HK$636K · loan HK$777K · min. income ≈ HK$8,310/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,866
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,986
−HK$122/mo
Today · 4.125%
HK$4,108
baseline
▲ 0.50% · 4.625%
HK$4,358
+HK$250/mo
Deposit HK$565K · loan HK$848K · min. income ≈ HK$8,216/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,301
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,416
−HK$117/mo
Today · 4.125%
HK$4,533
baseline
▲ 0.50% · 4.625%
HK$4,772
+HK$239/mo
Deposit HK$565K · loan HK$848K · min. income ≈ HK$9,066/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,188
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,318
−HK$133/mo
Today · 4.125%
HK$4,451
baseline
▲ 0.50% · 4.625%
HK$4,721
+HK$270/mo
Deposit HK$494K · loan HK$918K · min. income ≈ HK$8,902/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,659
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,784
−HK$127/mo
Today · 4.125%
HK$4,911
baseline
▲ 0.50% · 4.625%
HK$5,170
+HK$259/mo
Deposit HK$494K · loan HK$918K · min. income ≈ HK$9,822/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,510
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,650
−HK$143/mo
Today · 4.125%
HK$4,793
baseline
▲ 0.50% · 4.625%
HK$5,085
+HK$292/mo
Deposit HK$424K · loan HK$989K · min. income ≈ HK$9,586/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,018
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,152
−HK$137/mo
Today · 4.125%
HK$5,289
baseline
▲ 0.50% · 4.625%
HK$5,567
+HK$278/mo
Deposit HK$424K · loan HK$989K · min. income ≈ HK$10,578/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,832
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,983
−HK$152/mo
Today · 4.125%
HK$5,135
baseline
▲ 0.50% · 4.625%
HK$5,448
+HK$313/mo
Deposit HK$353K · loan HK$1.06M · min. income ≈ HK$10,270/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,376
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,520
−HK$146/mo
Today · 4.125%
HK$5,666
baseline
▲ 0.50% · 4.625%
HK$5,965
+HK$299/mo
Deposit HK$353K · loan HK$1.06M · min. income ≈ HK$11,332/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,154
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,315
−HK$163/mo
Today · 4.125%
HK$5,478
baseline
▲ 0.50% · 4.625%
HK$5,811
+HK$333/mo
Deposit HK$283K · loan HK$1.13M · min. income ≈ HK$10,956/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,734
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,888
−HK$156/mo
Today · 4.125%
HK$6,044
baseline
▲ 0.50% · 4.625%
HK$6,363
+HK$319/mo
Deposit HK$283K · loan HK$1.13M · min. income ≈ HK$12,088/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,477
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,647
−HK$173/mo
Today · 4.125%
HK$5,820
baseline
▲ 0.50% · 4.625%
HK$6,174
+HK$354/mo
Deposit HK$212K · loan HK$1.20M · min. income ≈ HK$11,640/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,093
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,256
−HK$166/mo
Today · 4.125%
HK$6,422
baseline
▲ 0.50% · 4.625%
HK$6,760
+HK$338/mo
Deposit HK$212K · loan HK$1.20M · min. income ≈ HK$12,844/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,799
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,979
−HK$183/mo
Today · 4.125%
HK$6,162
baseline
▲ 0.50% · 4.625%
HK$6,537
+HK$375/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$12,324/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,451
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,624
−HK$176/mo
Today · 4.125%
HK$6,800
baseline
▲ 0.50% · 4.625%
HK$7,158
+HK$358/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$13,600/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).