▼ 0.50% · 3.625%
HK$4,086
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,213
−HK$129/mo
Today · 4.125%
HK$4,342
baseline
▲ 0.50% · 4.625%
HK$4,606
+HK$264/mo
Deposit HK$896K · loan HK$896K · min. income ≈ HK$8,684/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,545
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,667
−HK$124/mo
Today · 4.125%
HK$4,791
baseline
▲ 0.50% · 4.625%
HK$5,043
+HK$252/mo
Deposit HK$896K · loan HK$896K · min. income ≈ HK$9,582/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,494
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,634
−HK$142/mo
Today · 4.125%
HK$4,776
baseline
▲ 0.50% · 4.625%
HK$5,067
+HK$291/mo
Deposit HK$806K · loan HK$985K · min. income ≈ HK$9,552/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,000
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,134
−HK$136/mo
Today · 4.125%
HK$5,270
baseline
▲ 0.50% · 4.625%
HK$5,548
+HK$278/mo
Deposit HK$806K · loan HK$985K · min. income ≈ HK$10,540/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,903
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,055
−HK$155/mo
Today · 4.125%
HK$5,210
baseline
▲ 0.50% · 4.625%
HK$5,527
+HK$317/mo
Deposit HK$717K · loan HK$1.08M · min. income ≈ HK$10,420/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,454
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,601
−HK$148/mo
Today · 4.125%
HK$5,749
baseline
▲ 0.50% · 4.625%
HK$6,052
+HK$303/mo
Deposit HK$717K · loan HK$1.08M · min. income ≈ HK$11,498/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,311
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,476
−HK$168/mo
Today · 4.125%
HK$5,644
baseline
▲ 0.50% · 4.625%
HK$5,988
+HK$344/mo
Deposit HK$627K · loan HK$1.16M · min. income ≈ HK$11,288/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,909
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,067
−HK$161/mo
Today · 4.125%
HK$6,228
baseline
▲ 0.50% · 4.625%
HK$6,556
+HK$328/mo
Deposit HK$627K · loan HK$1.16M · min. income ≈ HK$12,456/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,720
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,898
−HK$181/mo
Today · 4.125%
HK$6,079
baseline
▲ 0.50% · 4.625%
HK$6,448
+HK$369/mo
Deposit HK$538K · loan HK$1.25M · min. income ≈ HK$12,158/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,363
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,534
−HK$173/mo
Today · 4.125%
HK$6,707
baseline
▲ 0.50% · 4.625%
HK$7,061
+HK$354/mo
Deposit HK$538K · loan HK$1.25M · min. income ≈ HK$13,414/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,128
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,319
−HK$194/mo
Today · 4.125%
HK$6,513
baseline
▲ 0.50% · 4.625%
HK$6,909
+HK$396/mo
Deposit HK$448K · loan HK$1.34M · min. income ≈ HK$13,026/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,818
−HK$368/mo
▼ 0.25% · 3.875%
HK$7,001
−HK$185/mo
Today · 4.125%
HK$7,186
baseline
▲ 0.50% · 4.625%
HK$7,565
+HK$379/mo
Deposit HK$448K · loan HK$1.34M · min. income ≈ HK$14,372/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,537
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,740
−HK$207/mo
Today · 4.125%
HK$6,947
baseline
▲ 0.50% · 4.625%
HK$7,370
+HK$423/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$13,894/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,272
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,467
−HK$198/mo
Today · 4.125%
HK$7,665
baseline
▲ 0.50% · 4.625%
HK$8,069
+HK$404/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$15,330/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,946
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,162
−HK$219/mo
Today · 4.125%
HK$7,381
baseline
▲ 0.50% · 4.625%
HK$7,830
+HK$449/mo
Deposit HK$269K · loan HK$1.52M · min. income ≈ HK$14,762/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,727
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,934
−HK$210/mo
Today · 4.125%
HK$8,144
baseline
▲ 0.50% · 4.625%
HK$8,574
+HK$430/mo
Deposit HK$269K · loan HK$1.52M · min. income ≈ HK$16,288/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,354
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,583
−HK$232/mo
Today · 4.125%
HK$7,815
baseline
▲ 0.50% · 4.625%
HK$8,291
+HK$476/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$15,630/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,181
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,401
−HK$222/mo
Today · 4.125%
HK$8,623
baseline
▲ 0.50% · 4.625%
HK$9,078
+HK$455/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$17,246/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).