▼ 0.50% · 3.625%
HK$4,232
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,363
−HK$134/mo
Today · 4.125%
HK$4,497
baseline
▲ 0.50% · 4.625%
HK$4,771
+HK$274/mo
Deposit HK$928K · loan HK$928K · min. income ≈ HK$8,994/mo (50% DSR)
Upfront cash ≈ HK$928K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,708
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,834
−HK$128/mo
Today · 4.125%
HK$4,962
baseline
▲ 0.50% · 4.625%
HK$5,224
+HK$262/mo
Deposit HK$928K · loan HK$928K · min. income ≈ HK$9,924/mo (50% DSR)
Upfront cash ≈ HK$928K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,655
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,800
−HK$147/mo
Today · 4.125%
HK$4,947
baseline
▲ 0.50% · 4.625%
HK$5,248
+HK$301/mo
Deposit HK$835K · loan HK$1.02M · min. income ≈ HK$9,894/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,179
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,317
−HK$141/mo
Today · 4.125%
HK$5,458
baseline
▲ 0.50% · 4.625%
HK$5,746
+HK$288/mo
Deposit HK$835K · loan HK$1.02M · min. income ≈ HK$10,916/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,078
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,236
−HK$161/mo
Today · 4.125%
HK$5,397
baseline
▲ 0.50% · 4.625%
HK$5,725
+HK$328/mo
Deposit HK$742K · loan HK$1.11M · min. income ≈ HK$10,794/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,649
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,801
−HK$154/mo
Today · 4.125%
HK$5,955
baseline
▲ 0.50% · 4.625%
HK$6,268
+HK$313/mo
Deposit HK$742K · loan HK$1.11M · min. income ≈ HK$11,910/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,501
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,672
−HK$174/mo
Today · 4.125%
HK$5,846
baseline
▲ 0.50% · 4.625%
HK$6,202
+HK$356/mo
Deposit HK$650K · loan HK$1.21M · min. income ≈ HK$11,692/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,120
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,284
−HK$167/mo
Today · 4.125%
HK$6,451
baseline
▲ 0.50% · 4.625%
HK$6,791
+HK$340/mo
Deposit HK$650K · loan HK$1.21M · min. income ≈ HK$12,902/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,924
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,109
−HK$187/mo
Today · 4.125%
HK$6,296
baseline
▲ 0.50% · 4.625%
HK$6,679
+HK$383/mo
Deposit HK$557K · loan HK$1.30M · min. income ≈ HK$12,592/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,591
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,768
−HK$179/mo
Today · 4.125%
HK$6,947
baseline
▲ 0.50% · 4.625%
HK$7,313
+HK$366/mo
Deposit HK$557K · loan HK$1.30M · min. income ≈ HK$13,894/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,348
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,545
−HK$201/mo
Today · 4.125%
HK$6,746
baseline
▲ 0.50% · 4.625%
HK$7,156
+HK$410/mo
Deposit HK$464K · loan HK$1.39M · min. income ≈ HK$13,492/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,062
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,251
−HK$192/mo
Today · 4.125%
HK$7,443
baseline
▲ 0.50% · 4.625%
HK$7,835
+HK$392/mo
Deposit HK$464K · loan HK$1.39M · min. income ≈ HK$14,886/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,771
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,981
−HK$214/mo
Today · 4.125%
HK$7,195
baseline
▲ 0.50% · 4.625%
HK$7,633
+HK$438/mo
Deposit HK$371K · loan HK$1.48M · min. income ≈ HK$14,390/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,532
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,734
−HK$205/mo
Today · 4.125%
HK$7,939
baseline
▲ 0.50% · 4.625%
HK$8,358
+HK$419/mo
Deposit HK$371K · loan HK$1.48M · min. income ≈ HK$15,878/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,194
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,418
−HK$227/mo
Today · 4.125%
HK$7,645
baseline
▲ 0.50% · 4.625%
HK$8,110
+HK$465/mo
Deposit HK$278K · loan HK$1.58M · min. income ≈ HK$15,290/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,003
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,218
−HK$218/mo
Today · 4.125%
HK$8,436
baseline
▲ 0.50% · 4.625%
HK$8,880
+HK$444/mo
Deposit HK$278K · loan HK$1.58M · min. income ≈ HK$16,872/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,617
−HK$478/mo
▼ 0.25% · 3.875%
HK$7,854
−HK$241/mo
Today · 4.125%
HK$8,095
baseline
▲ 0.50% · 4.625%
HK$8,587
+HK$492/mo
Deposit HK$186K · loan HK$1.67M · min. income ≈ HK$16,190/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,474
−HK$458/mo
▼ 0.25% · 3.875%
HK$8,701
−HK$231/mo
Today · 4.125%
HK$8,932
baseline
▲ 0.50% · 4.625%
HK$9,403
+HK$471/mo
Deposit HK$186K · loan HK$1.67M · min. income ≈ HK$17,864/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).