▼ 0.50% · 3.625%
HK$3,811
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,930
−HK$120/mo
Today · 4.125%
HK$4,050
baseline
▲ 0.50% · 4.625%
HK$4,297
+HK$247/mo
Deposit HK$836K · loan HK$836K · min. income ≈ HK$8,100/mo (50% DSR)
Upfront cash ≈ HK$836K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,240
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,354
−HK$115/mo
Today · 4.125%
HK$4,469
baseline
▲ 0.50% · 4.625%
HK$4,704
+HK$235/mo
Deposit HK$836K · loan HK$836K · min. income ≈ HK$8,938/mo (50% DSR)
Upfront cash ≈ HK$836K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,192
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,323
−HK$132/mo
Today · 4.125%
HK$4,455
baseline
▲ 0.50% · 4.625%
HK$4,726
+HK$271/mo
Deposit HK$752K · loan HK$919K · min. income ≈ HK$8,910/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,664
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,789
−HK$127/mo
Today · 4.125%
HK$4,916
baseline
▲ 0.50% · 4.625%
HK$5,175
+HK$259/mo
Deposit HK$752K · loan HK$919K · min. income ≈ HK$9,832/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,573
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,716
−HK$144/mo
Today · 4.125%
HK$4,860
baseline
▲ 0.50% · 4.625%
HK$5,156
+HK$296/mo
Deposit HK$669K · loan HK$1.00M · min. income ≈ HK$9,720/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,088
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,224
−HK$139/mo
Today · 4.125%
HK$5,363
baseline
▲ 0.50% · 4.625%
HK$5,645
+HK$282/mo
Deposit HK$669K · loan HK$1.00M · min. income ≈ HK$10,726/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,954
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,109
−HK$156/mo
Today · 4.125%
HK$5,265
baseline
▲ 0.50% · 4.625%
HK$5,586
+HK$321/mo
Deposit HK$585K · loan HK$1.09M · min. income ≈ HK$10,530/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,512
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,660
−HK$150/mo
Today · 4.125%
HK$5,810
baseline
▲ 0.50% · 4.625%
HK$6,116
+HK$306/mo
Deposit HK$585K · loan HK$1.09M · min. income ≈ HK$11,620/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,336
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,502
−HK$168/mo
Today · 4.125%
HK$5,670
baseline
▲ 0.50% · 4.625%
HK$6,015
+HK$345/mo
Deposit HK$501K · loan HK$1.17M · min. income ≈ HK$11,340/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,936
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,095
−HK$161/mo
Today · 4.125%
HK$6,256
baseline
▲ 0.50% · 4.625%
HK$6,586
+HK$330/mo
Deposit HK$501K · loan HK$1.17M · min. income ≈ HK$12,512/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,717
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,895
−HK$180/mo
Today · 4.125%
HK$6,075
baseline
▲ 0.50% · 4.625%
HK$6,445
+HK$370/mo
Deposit HK$418K · loan HK$1.25M · min. income ≈ HK$12,150/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,360
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,530
−HK$173/mo
Today · 4.125%
HK$6,703
baseline
▲ 0.50% · 4.625%
HK$7,057
+HK$354/mo
Deposit HK$418K · loan HK$1.25M · min. income ≈ HK$13,406/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,098
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,287
−HK$193/mo
Today · 4.125%
HK$6,480
baseline
▲ 0.50% · 4.625%
HK$6,874
+HK$394/mo
Deposit HK$334K · loan HK$1.34M · min. income ≈ HK$12,960/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,784
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,966
−HK$184/mo
Today · 4.125%
HK$7,150
baseline
▲ 0.50% · 4.625%
HK$7,527
+HK$377/mo
Deposit HK$334K · loan HK$1.34M · min. income ≈ HK$14,300/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,479
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,680
−HK$205/mo
Today · 4.125%
HK$6,885
baseline
▲ 0.50% · 4.625%
HK$7,304
+HK$419/mo
Deposit HK$251K · loan HK$1.42M · min. income ≈ HK$13,770/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,208
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,401
−HK$196/mo
Today · 4.125%
HK$7,597
baseline
▲ 0.50% · 4.625%
HK$7,998
+HK$401/mo
Deposit HK$251K · loan HK$1.42M · min. income ≈ HK$15,194/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,860
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,073
−HK$217/mo
Today · 4.125%
HK$7,290
baseline
▲ 0.50% · 4.625%
HK$7,734
+HK$444/mo
Deposit HK$167K · loan HK$1.50M · min. income ≈ HK$14,580/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,632
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,836
−HK$208/mo
Today · 4.125%
HK$8,044
baseline
▲ 0.50% · 4.625%
HK$8,468
+HK$424/mo
Deposit HK$167K · loan HK$1.50M · min. income ≈ HK$16,088/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).