32/F H
in Metro Harbour View Phase I METRO HARBOUR VIEW PHASE 1 TOWER 3
Yau Tsim Mong District · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$581K, with repayments around HK$25,344/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$581K · loan HK$5.23M · min. income ≈ HK$50,688/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$130,736 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 92 schools within a 1 km walk.
Everyday convenience — 130 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 80 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 32/F
- Flat
- H
- Saleable Area
- 326 Saleable ft²
- Gross Area
- 477 ft²
- Efficiency
- 68%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-01-15 | HK$6.42M | +60.5% 3.8y · 16.0%/yr |
| 2016-04-21 | HK$4.00M | +83.5% 7.7y · 11.0%/yr |
| 2008-07-22 | HK$2.18M | +16.6% |
| 2005-06-04 | HK$1.87M | +6.9% |
| 2002-03-14 | HK$1.75M | — |