▼ 0.50% · 3.625%
HK$14,889
−HK$934/mo
▼ 0.25% · 3.875%
HK$15,352
−HK$471/mo
Today · 4.125%
HK$15,823
baseline
▲ 0.50% · 4.625%
HK$16,785
+HK$962/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$31,646/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$187,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,564
−HK$895/mo
▼ 0.25% · 3.875%
HK$17,008
−HK$451/mo
Today · 4.125%
HK$17,459
baseline
▲ 0.50% · 4.625%
HK$18,379
+HK$920/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$34,918/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$187,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,378
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$16,887
−HK$518/mo
Today · 4.125%
HK$17,405
baseline
▲ 0.50% · 4.625%
HK$18,464
+HK$1,059/mo
Deposit HK$2.94M · loan HK$3.59M · min. income ≈ HK$34,810/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$187,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,220
−HK$984/mo
▼ 0.25% · 3.875%
HK$18,709
−HK$495/mo
Today · 4.125%
HK$19,204
baseline
▲ 0.50% · 4.625%
HK$20,217
+HK$1,013/mo
Deposit HK$2.94M · loan HK$3.59M · min. income ≈ HK$38,408/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$187,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,867
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$18,422
−HK$565/mo
Today · 4.125%
HK$18,987
baseline
▲ 0.50% · 4.625%
HK$20,142
+HK$1,155/mo
Deposit HK$2.61M · loan HK$3.92M · min. income ≈ HK$37,974/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$187,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,876
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,410
−HK$540/mo
Today · 4.125%
HK$20,950
baseline
▲ 0.50% · 4.625%
HK$22,055
+HK$1,105/mo
Deposit HK$2.61M · loan HK$3.92M · min. income ≈ HK$41,900/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$187,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,356
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$19,958
−HK$611/mo
Today · 4.125%
HK$20,569
baseline
▲ 0.50% · 4.625%
HK$21,821
+HK$1,252/mo
Deposit HK$2.29M · loan HK$4.24M · min. income ≈ HK$41,138/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$187,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,533
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$22,110
−HK$586/mo
Today · 4.125%
HK$22,696
baseline
▲ 0.50% · 4.625%
HK$23,893
+HK$1,197/mo
Deposit HK$2.29M · loan HK$4.24M · min. income ≈ HK$45,392/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$187,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,844
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,493
−HK$659/mo
Today · 4.125%
HK$22,152
baseline
▲ 0.50% · 4.625%
HK$23,499
+HK$1,347/mo
Deposit HK$1.96M · loan HK$4.57M · min. income ≈ HK$44,304/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$187,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,189
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,811
−HK$631/mo
Today · 4.125%
HK$24,442
baseline
▲ 0.50% · 4.625%
HK$25,730
+HK$1,288/mo
Deposit HK$1.96M · loan HK$4.57M · min. income ≈ HK$48,884/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$187,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,333
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,028
−HK$706/mo
Today · 4.125%
HK$23,734
baseline
▲ 0.50% · 4.625%
HK$25,178
+HK$1,444/mo
Deposit HK$1.63M · loan HK$4.90M · min. income ≈ HK$47,468/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$187,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,846
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,512
−HK$676/mo
Today · 4.125%
HK$26,188
baseline
▲ 0.50% · 4.625%
HK$27,568
+HK$1,380/mo
Deposit HK$1.63M · loan HK$4.90M · min. income ≈ HK$52,376/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$187,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,822
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,563
−HK$753/mo
Today · 4.125%
HK$25,316
baseline
▲ 0.50% · 4.625%
HK$26,856
+HK$1,540/mo
Deposit HK$1.31M · loan HK$5.22M · min. income ≈ HK$50,632/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$187,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,502
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,213
−HK$721/mo
Today · 4.125%
HK$27,934
baseline
▲ 0.50% · 4.625%
HK$29,406
+HK$1,472/mo
Deposit HK$1.31M · loan HK$5.22M · min. income ≈ HK$55,868/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$187,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,311
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,098
−HK$800/mo
Today · 4.125%
HK$26,898
baseline
▲ 0.50% · 4.625%
HK$28,535
+HK$1,637/mo
Deposit HK$979K · loan HK$5.55M · min. income ≈ HK$53,796/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$187,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,158
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,914
−HK$766/mo
Today · 4.125%
HK$29,680
baseline
▲ 0.50% · 4.625%
HK$31,244
+HK$1,564/mo
Deposit HK$979K · loan HK$5.55M · min. income ≈ HK$59,360/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$187,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,800
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,634
−HK$847/mo
Today · 4.125%
HK$28,481
baseline
▲ 0.50% · 4.625%
HK$30,214
+HK$1,733/mo
Deposit HK$653K · loan HK$5.88M · min. income ≈ HK$56,962/mo (50% DSR)
Upfront cash ≈ HK$841K (deposit + AVD stamp duty HK$187,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,815
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,614
−HK$811/mo
Today · 4.125%
HK$31,425
baseline
▲ 0.50% · 4.625%
HK$33,082
+HK$1,657/mo
Deposit HK$653K · loan HK$5.88M · min. income ≈ HK$62,850/mo (50% DSR)
Upfront cash ≈ HK$841K (deposit + AVD stamp duty HK$187,948 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).