41/F A
in Metro Harbour View Phase I METRO HARBOUR VIEW PHASE 1 TOWER 3
Yau Tsim Mong District · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$580K, with repayments around HK$25,294/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$580K · loan HK$5.22M · min. income ≈ HK$50,588/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$130,478 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 92 schools within a 1 km walk.
Everyday convenience — 130 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 80 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 41/F
- Flat
- A
- Saleable Area
- 326 Saleable ft²
- Gross Area
- 477 ft²
- Efficiency
- 68%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-17 | HK$6.78M | +64.2% 4.7y · 13.0%/yr |
| 2016-06-24 | HK$4.13M | +85.2% 6.5y · 13.0%/yr |
| 2009-12-14 | HK$2.23M | +18.0% |
| 2007-12-17 | HK$1.89M | +11.2% |
| 2004-12-21 | HK$1.70M | −1.2% |
| 2002-03-19 | HK$1.72M | — |