▼ 0.50% · 3.625%
HK$22,784
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,493
−HK$720/mo
Today · 4.125%
HK$24,213
baseline
▲ 0.50% · 4.625%
HK$25,687
+HK$1,474/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$48,426/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$369,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,347
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,027
−HK$690/mo
Today · 4.125%
HK$26,717
baseline
▲ 0.50% · 4.625%
HK$28,125
+HK$1,408/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$53,434/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$369,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,063
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,842
−HK$793/mo
Today · 4.125%
HK$26,635
baseline
▲ 0.50% · 4.625%
HK$28,255
+HK$1,620/mo
Deposit HK$4.50M · loan HK$5.50M · min. income ≈ HK$53,270/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$369,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,882
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,630
−HK$759/mo
Today · 4.125%
HK$29,389
baseline
▲ 0.50% · 4.625%
HK$30,938
+HK$1,549/mo
Deposit HK$4.50M · loan HK$5.50M · min. income ≈ HK$58,778/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$369,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,341
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,192
−HK$864/mo
Today · 4.125%
HK$29,056
baseline
▲ 0.50% · 4.625%
HK$30,824
+HK$1,768/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$58,112/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,417
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,233
−HK$827/mo
Today · 4.125%
HK$32,060
baseline
▲ 0.50% · 4.625%
HK$33,750
+HK$1,690/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$64,120/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,620
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,541
−HK$936/mo
Today · 4.125%
HK$31,477
baseline
▲ 0.50% · 4.625%
HK$33,393
+HK$1,916/mo
Deposit HK$3.50M · loan HK$6.49M · min. income ≈ HK$62,954/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$369,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,952
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,835
−HK$897/mo
Today · 4.125%
HK$34,732
baseline
▲ 0.50% · 4.625%
HK$36,563
+HK$1,831/mo
Deposit HK$3.50M · loan HK$6.49M · min. income ≈ HK$69,464/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$369,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,898
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,890
−HK$1,009/mo
Today · 4.125%
HK$33,899
baseline
▲ 0.50% · 4.625%
HK$35,961
+HK$2,062/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$67,798/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,486
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,438
−HK$966/mo
Today · 4.125%
HK$37,404
baseline
▲ 0.50% · 4.625%
HK$39,375
+HK$1,971/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$74,808/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,177
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,240
−HK$1,080/mo
Today · 4.125%
HK$36,320
baseline
▲ 0.50% · 4.625%
HK$38,530
+HK$2,210/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$72,640/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$369,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,021
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,041
−HK$1,034/mo
Today · 4.125%
HK$40,075
baseline
▲ 0.50% · 4.625%
HK$42,188
+HK$2,113/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$80,150/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$369,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,455
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,589
−HK$1,152/mo
Today · 4.125%
HK$38,741
baseline
▲ 0.50% · 4.625%
HK$41,098
+HK$2,357/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$77,482/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$369,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,556
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,644
−HK$1,103/mo
Today · 4.125%
HK$42,747
baseline
▲ 0.50% · 4.625%
HK$45,000
+HK$2,253/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$85,494/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$369,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,734
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,938
−HK$1,225/mo
Today · 4.125%
HK$41,163
baseline
▲ 0.50% · 4.625%
HK$43,667
+HK$2,504/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$82,326/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$369,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,091
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,246
−HK$1,173/mo
Today · 4.125%
HK$45,419
baseline
▲ 0.50% · 4.625%
HK$47,813
+HK$2,394/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$90,838/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$369,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,012
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,288
−HK$1,296/mo
Today · 4.125%
HK$43,584
baseline
▲ 0.50% · 4.625%
HK$46,236
+HK$2,652/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$87,168/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,625
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,849
−HK$1,241/mo
Today · 4.125%
HK$48,090
baseline
▲ 0.50% · 4.625%
HK$50,625
+HK$2,535/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$96,180/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,206 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).