▼ 0.50% · 3.625%
HK$21,157
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,815
−HK$669/mo
Today · 4.125%
HK$22,484
baseline
▲ 0.50% · 4.625%
HK$23,852
+HK$1,368/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$44,968/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$297,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,537
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,169
−HK$640/mo
Today · 4.125%
HK$24,809
baseline
▲ 0.50% · 4.625%
HK$26,117
+HK$1,308/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$49,618/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$297,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,273
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,997
−HK$735/mo
Today · 4.125%
HK$24,732
baseline
▲ 0.50% · 4.625%
HK$26,237
+HK$1,505/mo
Deposit HK$4.18M · loan HK$5.10M · min. income ≈ HK$49,464/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$297,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,891
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,585
−HK$705/mo
Today · 4.125%
HK$27,290
baseline
▲ 0.50% · 4.625%
HK$28,728
+HK$1,438/mo
Deposit HK$4.18M · loan HK$5.10M · min. income ≈ HK$54,580/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$297,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,389
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,178
−HK$803/mo
Today · 4.125%
HK$26,981
baseline
▲ 0.50% · 4.625%
HK$28,623
+HK$1,642/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$53,962/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$297,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,245
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$29,002
−HK$769/mo
Today · 4.125%
HK$29,771
baseline
▲ 0.50% · 4.625%
HK$31,340
+HK$1,569/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$59,542/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$297,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,504
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,360
−HK$869/mo
Today · 4.125%
HK$29,229
baseline
▲ 0.50% · 4.625%
HK$31,008
+HK$1,779/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$58,458/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$297,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,598
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,419
−HK$833/mo
Today · 4.125%
HK$32,252
baseline
▲ 0.50% · 4.625%
HK$33,952
+HK$1,700/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$64,504/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$297,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,620
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,542
−HK$936/mo
Today · 4.125%
HK$31,478
baseline
▲ 0.50% · 4.625%
HK$33,393
+HK$1,915/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$62,956/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$297,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,952
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,836
−HK$896/mo
Today · 4.125%
HK$34,732
baseline
▲ 0.50% · 4.625%
HK$36,563
+HK$1,831/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$69,464/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$297,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,736
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,723
−HK$1,003/mo
Today · 4.125%
HK$33,726
baseline
▲ 0.50% · 4.625%
HK$35,778
+HK$2,052/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$67,452/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$297,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,306
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,253
−HK$960/mo
Today · 4.125%
HK$37,213
baseline
▲ 0.50% · 4.625%
HK$39,175
+HK$1,962/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$74,426/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$297,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,852
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,905
−HK$1,069/mo
Today · 4.125%
HK$35,974
baseline
▲ 0.50% · 4.625%
HK$38,163
+HK$2,189/mo
Deposit HK$1.86M · loan HK$7.42M · min. income ≈ HK$71,948/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$297,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,660
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,670
−HK$1,024/mo
Today · 4.125%
HK$39,694
baseline
▲ 0.50% · 4.625%
HK$41,787
+HK$2,093/mo
Deposit HK$1.86M · loan HK$7.42M · min. income ≈ HK$79,388/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$297,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,967
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,086
−HK$1,137/mo
Today · 4.125%
HK$38,223
baseline
▲ 0.50% · 4.625%
HK$40,549
+HK$2,326/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$76,446/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$297,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,013
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,086
−HK$1,089/mo
Today · 4.125%
HK$42,175
baseline
▲ 0.50% · 4.625%
HK$44,398
+HK$2,223/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$84,350/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$297,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,083
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$39,268
−HK$1,203/mo
Today · 4.125%
HK$40,471
baseline
▲ 0.50% · 4.625%
HK$42,934
+HK$2,463/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$80,942/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$297,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,367
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$43,503
−HK$1,153/mo
Today · 4.125%
HK$44,656
baseline
▲ 0.50% · 4.625%
HK$47,010
+HK$2,354/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$89,312/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$297,847 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).