38/F E
in Metro Harbour View Phase I METRO HARBOUR VIEW PHASE 1 TOWER 2
Yau Tsim Mong District · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$618K, with repayments around HK$26,951/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$618K · loan HK$5.56M · min. income ≈ HK$53,902/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$152,884 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 85 schools within a 1 km walk.
Everyday convenience — 127 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 80 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 38/F
- Flat
- E
- Saleable Area
- 344 Saleable ft²
- Gross Area
- 504 ft²
- Efficiency
- 68%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-26 | HK$7.00M | +7.7% 3.0y · 3.0%/yr |
| 2018-03-15 | HK$6.50M | +62.9% 5.5y · 11.0%/yr |
| 2012-09-25 | HK$3.99M | +55.9% |
| 2009-10-20 | HK$2.56M | +30.6% |
| 2007-09-14 | HK$1.96M | −4.9% |
| 2005-08-17 | HK$2.06M | +18.4% |
| 2003-01-25 | HK$1.74M | — |