6/F A
in Metro Harbour View Phase I METRO HARBOUR VIEW PHASE 1 TOWER 2
Yau Tsim Mong District · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$485K, with repayments around HK$21,134/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$485K · loan HK$4.36M · min. income ≈ HK$42,268/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$102,012 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 85 schools within a 1 km walk.
Everyday convenience — 127 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 80 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- A
- Saleable Area
- 320 Saleable ft²
- Gross Area
- 477 ft²
- Efficiency
- 67%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-06-06 | HK$6.18M | +3.0% 3.3y · 1.0%/yr |
| 2019-03-04 | HK$6.00M | +50.8% 3.0y · 17.0%/yr |
| 2016-02-24 | HK$3.98M | +53.1% 5.3y · 10.0%/yr |
| 2010-11-05 | HK$2.60M | +48.6% |
| 2005-05-13 | HK$1.75M | +23.2% |
| 2004-05-18 | HK$1.42M | +4.4% |
| 2002-01-19 | HK$1.36M | — |