▼ 0.50% · 3.625%
HK$14,754
−HK$925/mo
▼ 0.25% · 3.875%
HK$15,213
−HK$466/mo
Today · 4.125%
HK$15,679
baseline
▲ 0.50% · 4.625%
HK$16,633
+HK$954/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$31,358/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$182,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,414
−HK$886/mo
▼ 0.25% · 3.875%
HK$16,854
−HK$446/mo
Today · 4.125%
HK$17,300
baseline
▲ 0.50% · 4.625%
HK$18,212
+HK$912/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$34,600/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$182,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,229
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$16,734
−HK$513/mo
Today · 4.125%
HK$17,247
baseline
▲ 0.50% · 4.625%
HK$18,296
+HK$1,049/mo
Deposit HK$2.91M · loan HK$3.56M · min. income ≈ HK$34,494/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$182,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,055
−HK$975/mo
▼ 0.25% · 3.875%
HK$18,539
−HK$491/mo
Today · 4.125%
HK$19,030
baseline
▲ 0.50% · 4.625%
HK$20,033
+HK$1,003/mo
Deposit HK$2.91M · loan HK$3.56M · min. income ≈ HK$38,060/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$182,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,705
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$18,255
−HK$560/mo
Today · 4.125%
HK$18,815
baseline
▲ 0.50% · 4.625%
HK$19,960
+HK$1,145/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$37,630/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$182,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,696
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$20,224
−HK$536/mo
Today · 4.125%
HK$20,760
baseline
▲ 0.50% · 4.625%
HK$21,855
+HK$1,095/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$41,520/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$182,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,180
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,777
−HK$606/mo
Today · 4.125%
HK$20,383
baseline
▲ 0.50% · 4.625%
HK$21,623
+HK$1,240/mo
Deposit HK$2.26M · loan HK$4.21M · min. income ≈ HK$40,766/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$182,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,338
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,910
−HK$580/mo
Today · 4.125%
HK$22,490
baseline
▲ 0.50% · 4.625%
HK$23,676
+HK$1,186/mo
Deposit HK$2.26M · loan HK$4.21M · min. income ≈ HK$44,980/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$182,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,655
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,298
−HK$653/mo
Today · 4.125%
HK$21,951
baseline
▲ 0.50% · 4.625%
HK$23,286
+HK$1,335/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$43,902/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$182,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,979
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,595
−HK$625/mo
Today · 4.125%
HK$24,220
baseline
▲ 0.50% · 4.625%
HK$25,497
+HK$1,277/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$48,440/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$182,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,131
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$22,819
−HK$700/mo
Today · 4.125%
HK$23,519
baseline
▲ 0.50% · 4.625%
HK$24,950
+HK$1,431/mo
Deposit HK$1.62M · loan HK$4.85M · min. income ≈ HK$47,038/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$182,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,620
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,281
−HK$669/mo
Today · 4.125%
HK$25,950
baseline
▲ 0.50% · 4.625%
HK$27,318
+HK$1,368/mo
Deposit HK$1.62M · loan HK$4.85M · min. income ≈ HK$51,900/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$182,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,606
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,340
−HK$747/mo
Today · 4.125%
HK$25,087
baseline
▲ 0.50% · 4.625%
HK$26,613
+HK$1,526/mo
Deposit HK$1.29M · loan HK$5.18M · min. income ≈ HK$50,174/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$182,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,262
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,966
−HK$715/mo
Today · 4.125%
HK$27,681
baseline
▲ 0.50% · 4.625%
HK$29,140
+HK$1,459/mo
Deposit HK$1.29M · loan HK$5.18M · min. income ≈ HK$55,362/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$182,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,082
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,862
−HK$792/mo
Today · 4.125%
HK$26,654
baseline
▲ 0.50% · 4.625%
HK$28,276
+HK$1,622/mo
Deposit HK$971K · loan HK$5.50M · min. income ≈ HK$53,308/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$182,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,903
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,651
−HK$760/mo
Today · 4.125%
HK$29,411
baseline
▲ 0.50% · 4.625%
HK$30,961
+HK$1,550/mo
Deposit HK$971K · loan HK$5.50M · min. income ≈ HK$58,822/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$182,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,557
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,383
−HK$839/mo
Today · 4.125%
HK$28,222
baseline
▲ 0.50% · 4.625%
HK$29,940
+HK$1,718/mo
Deposit HK$647K · loan HK$5.82M · min. income ≈ HK$56,444/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$182,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,544
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,337
−HK$804/mo
Today · 4.125%
HK$31,141
baseline
▲ 0.50% · 4.625%
HK$32,782
+HK$1,641/mo
Deposit HK$647K · loan HK$5.82M · min. income ≈ HK$62,282/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$182,028 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).