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Crescira AVM · estimated value Medium confidence
HK$19.58M
≈ HK$20,354 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.87M, with repayments around HK$66,428/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$62,509
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$64,453
−HK$1,975/mo
Today · 4.125%
HK$66,428
baseline
▲ 0.50% · 4.625%
HK$70,470
+HK$4,042/mo

Deposit HK$5.87M · loan HK$13.71M · min. income ≈ HK$132,856/mo (50% DSR)

Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,277 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
15/F
Flat
C
Saleable Area
962 ft²
Gross Area
1,276 ft²
Efficiency
75%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2004-04-17 HK$7.50M +28.2%
2004-02-03 HK$5.85M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ho Man Tin
≈ 8 min walk · 633 m
Education
58
schools within 1 km (7 within 500 m)
Daily convenience
72
within 1 km (3 within 500 m)
Health
18
hospitals/clinics within 1 km
Recreation
72
parks, libraries, sports within 1 km

Family-friendly — 58 schools within a 1 km walk.

Everyday convenience — 72 shopping and daily-needs spots nearby.

Healthcare close by — 18 hospitals/clinics within 1 km.

Green space & leisure — 72 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com