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Crescira AVM · estimated value ● Medium confidence
HK$19.31M
≈ HK$19,162 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.79M, with repayments around HK$65,526/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$61,660
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$63,578
−HK$1,948/mo
Today · 4.125%
HK$65,526
baseline
▲ 0.50% · 4.625%
HK$69,514
+HK$3,988/mo

Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$131,052/mo (50% DSR)

Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,306 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
9/F
Flat
A
Saleable Area
1,008 ft²
Gross Area
1,309 ft²
Efficiency
77%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2021-05-14 HK$25.68M +37.3%
6.3y
2015-01-16 HK$18.70M +29.9%
4.3y
2010-09-29 HK$14.40M +82.3%
6.4y
2004-06-08 HK$7.90M +28.6%
0.4y
2003-12-20 HK$6.14M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ho Man Tin
≈ 8 min walk · 633 m
Education
58
schools within 1 km (7 within 500 m)
Daily convenience
72
within 1 km (3 within 500 m)
Health
18
hospitals/clinics within 1 km
Recreation
72
parks, libraries, sports within 1 km

Family-friendly — 58 schools within a 1 km walk.

Everyday convenience — 72 shopping and daily-needs spots nearby.

Healthcare close by — 18 hospitals/clinics within 1 km.

Green space & leisure — 72 parks, libraries and sports venues nearby.

Location

Other appraised units in this building