▼ 0.50% · 3.625%
HK$22,231
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,923
−HK$702/mo
Today · 4.125%
HK$23,625
baseline
▲ 0.50% · 4.625%
HK$25,063
+HK$1,438/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$47,250/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,732
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,395
−HK$673/mo
Today · 4.125%
HK$26,068
baseline
▲ 0.50% · 4.625%
HK$27,442
+HK$1,374/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$52,136/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,454
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,215
−HK$773/mo
Today · 4.125%
HK$25,988
baseline
▲ 0.50% · 4.625%
HK$27,569
+HK$1,581/mo
Deposit HK$4.39M · loan HK$5.36M · min. income ≈ HK$51,976/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$344,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,205
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,935
−HK$740/mo
Today · 4.125%
HK$28,675
baseline
▲ 0.50% · 4.625%
HK$30,186
+HK$1,511/mo
Deposit HK$4.39M · loan HK$5.36M · min. income ≈ HK$57,350/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$344,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,677
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,507
−HK$843/mo
Today · 4.125%
HK$28,350
baseline
▲ 0.50% · 4.625%
HK$30,075
+HK$1,725/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$56,700/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,678
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,474
−HK$808/mo
Today · 4.125%
HK$31,282
baseline
▲ 0.50% · 4.625%
HK$32,931
+HK$1,649/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$62,564/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,900
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,799
−HK$914/mo
Today · 4.125%
HK$30,713
baseline
▲ 0.50% · 4.625%
HK$32,581
+HK$1,868/mo
Deposit HK$3.41M · loan HK$6.34M · min. income ≈ HK$61,426/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$344,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,151
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,014
−HK$874/mo
Today · 4.125%
HK$33,888
baseline
▲ 0.50% · 4.625%
HK$35,675
+HK$1,787/mo
Deposit HK$3.41M · loan HK$6.34M · min. income ≈ HK$67,776/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$344,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,124
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,092
−HK$983/mo
Today · 4.125%
HK$33,075
baseline
▲ 0.50% · 4.625%
HK$35,088
+HK$2,013/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$66,150/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,625
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,553
−HK$942/mo
Today · 4.125%
HK$36,495
baseline
▲ 0.50% · 4.625%
HK$38,419
+HK$1,924/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$72,990/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,347
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,384
−HK$1,054/mo
Today · 4.125%
HK$35,438
baseline
▲ 0.50% · 4.625%
HK$37,594
+HK$2,156/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$70,876/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$344,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,098
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,093
−HK$1,009/mo
Today · 4.125%
HK$39,102
baseline
▲ 0.50% · 4.625%
HK$41,163
+HK$2,061/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$78,204/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$344,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,570
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,676
−HK$1,124/mo
Today · 4.125%
HK$37,800
baseline
▲ 0.50% · 4.625%
HK$40,100
+HK$2,300/mo
Deposit HK$1.95M · loan HK$7.80M · min. income ≈ HK$75,600/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$344,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,571
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,632
−HK$1,077/mo
Today · 4.125%
HK$41,709
baseline
▲ 0.50% · 4.625%
HK$43,907
+HK$2,198/mo
Deposit HK$1.95M · loan HK$7.80M · min. income ≈ HK$83,418/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$344,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,793
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,968
−HK$1,195/mo
Today · 4.125%
HK$40,163
baseline
▲ 0.50% · 4.625%
HK$42,607
+HK$2,444/mo
Deposit HK$1.46M · loan HK$8.29M · min. income ≈ HK$80,326/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$344,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,044
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,172
−HK$1,144/mo
Today · 4.125%
HK$44,316
baseline
▲ 0.50% · 4.625%
HK$46,652
+HK$2,336/mo
Deposit HK$1.46M · loan HK$8.29M · min. income ≈ HK$88,632/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$344,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,016
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$41,261
−HK$1,264/mo
Today · 4.125%
HK$42,525
baseline
▲ 0.50% · 4.625%
HK$45,113
+HK$2,588/mo
Deposit HK$975K · loan HK$8.77M · min. income ≈ HK$85,050/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,517
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$45,711
−HK$1,211/mo
Today · 4.125%
HK$46,922
baseline
▲ 0.50% · 4.625%
HK$49,396
+HK$2,474/mo
Deposit HK$975K · loan HK$8.77M · min. income ≈ HK$93,844/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,938 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).