▼ 0.50% · 3.625%
HK$20,583
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$21,223
−HK$650/mo
Today · 4.125%
HK$21,873
baseline
▲ 0.50% · 4.625%
HK$23,204
+HK$1,331/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$43,746/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$272,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,898
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$23,512
−HK$623/mo
Today · 4.125%
HK$24,135
baseline
▲ 0.50% · 4.625%
HK$25,407
+HK$1,272/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$48,270/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$272,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,641
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,345
−HK$716/mo
Today · 4.125%
HK$24,061
baseline
▲ 0.50% · 4.625%
HK$25,525
+HK$1,464/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$48,122/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$272,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,188
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,863
−HK$685/mo
Today · 4.125%
HK$26,548
baseline
▲ 0.50% · 4.625%
HK$27,948
+HK$1,400/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$53,096/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$272,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,699
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,467
−HK$781/mo
Today · 4.125%
HK$26,248
baseline
▲ 0.50% · 4.625%
HK$27,845
+HK$1,597/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$52,496/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$272,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,477
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,214
−HK$748/mo
Today · 4.125%
HK$28,962
baseline
▲ 0.50% · 4.625%
HK$30,489
+HK$1,527/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$57,924/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$272,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,757
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,590
−HK$845/mo
Today · 4.125%
HK$28,435
baseline
▲ 0.50% · 4.625%
HK$30,165
+HK$1,730/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$56,870/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$272,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,767
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,566
−HK$809/mo
Today · 4.125%
HK$31,375
baseline
▲ 0.50% · 4.625%
HK$33,029
+HK$1,654/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$62,750/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$272,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,816
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,712
−HK$911/mo
Today · 4.125%
HK$30,623
baseline
▲ 0.50% · 4.625%
HK$32,486
+HK$1,863/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$61,246/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$272,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,057
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,917
−HK$872/mo
Today · 4.125%
HK$33,789
baseline
▲ 0.50% · 4.625%
HK$35,570
+HK$1,781/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$67,578/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$272,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,874
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,834
−HK$976/mo
Today · 4.125%
HK$32,810
baseline
▲ 0.50% · 4.625%
HK$34,806
+HK$1,996/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$65,620/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$272,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,347
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,268
−HK$934/mo
Today · 4.125%
HK$36,202
baseline
▲ 0.50% · 4.625%
HK$38,111
+HK$1,909/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$72,404/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$272,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,932
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,956
−HK$1,041/mo
Today · 4.125%
HK$34,997
baseline
▲ 0.50% · 4.625%
HK$37,127
+HK$2,130/mo
Deposit HK$1.81M · loan HK$7.22M · min. income ≈ HK$69,994/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$272,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,637
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,619
−HK$997/mo
Today · 4.125%
HK$38,616
baseline
▲ 0.50% · 4.625%
HK$40,651
+HK$2,035/mo
Deposit HK$1.81M · loan HK$7.22M · min. income ≈ HK$77,232/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$272,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,990
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,079
−HK$1,106/mo
Today · 4.125%
HK$37,185
baseline
▲ 0.50% · 4.625%
HK$39,447
+HK$2,262/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$74,370/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$272,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,926
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,970
−HK$1,059/mo
Today · 4.125%
HK$41,029
baseline
▲ 0.50% · 4.625%
HK$43,192
+HK$2,163/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$82,058/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$272,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,049
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,201
−HK$1,171/mo
Today · 4.125%
HK$39,372
baseline
▲ 0.50% · 4.625%
HK$41,768
+HK$2,396/mo
Deposit HK$903K · loan HK$8.12M · min. income ≈ HK$78,744/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$272,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,216
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,322
−HK$1,121/mo
Today · 4.125%
HK$43,443
baseline
▲ 0.50% · 4.625%
HK$45,733
+HK$2,290/mo
Deposit HK$903K · loan HK$8.12M · min. income ≈ HK$86,886/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$272,642 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).