▼ 0.50% · 3.625%
HK$21,426
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,092
−HK$677/mo
Today · 4.125%
HK$22,769
baseline
▲ 0.50% · 4.625%
HK$24,155
+HK$1,386/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,538/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$309,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,836
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,475
−HK$649/mo
Today · 4.125%
HK$25,124
baseline
▲ 0.50% · 4.625%
HK$26,448
+HK$1,324/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,248/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$309,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,568
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,301
−HK$745/mo
Today · 4.125%
HK$25,046
baseline
▲ 0.50% · 4.625%
HK$26,570
+HK$1,524/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,092/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$309,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,219
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,922
−HK$714/mo
Today · 4.125%
HK$27,636
baseline
▲ 0.50% · 4.625%
HK$29,093
+HK$1,457/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,272/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$309,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,711
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,510
−HK$813/mo
Today · 4.125%
HK$27,323
baseline
▲ 0.50% · 4.625%
HK$28,986
+HK$1,663/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$54,646/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,603
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,370
−HK$778/mo
Today · 4.125%
HK$30,148
baseline
▲ 0.50% · 4.625%
HK$31,737
+HK$1,589/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$60,296/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,853
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,720
−HK$880/mo
Today · 4.125%
HK$29,600
baseline
▲ 0.50% · 4.625%
HK$31,401
+HK$1,801/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$59,200/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,986
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,817
−HK$844/mo
Today · 4.125%
HK$32,661
baseline
▲ 0.50% · 4.625%
HK$34,382
+HK$1,721/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$65,322/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,996
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,929
−HK$948/mo
Today · 4.125%
HK$31,877
baseline
▲ 0.50% · 4.625%
HK$33,816
+HK$1,939/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$63,754/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,370
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,265
−HK$908/mo
Today · 4.125%
HK$35,173
baseline
▲ 0.50% · 4.625%
HK$37,027
+HK$1,854/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$70,346/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,138
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,138
−HK$1,016/mo
Today · 4.125%
HK$34,154
baseline
▲ 0.50% · 4.625%
HK$36,232
+HK$2,078/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$68,308/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,754
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,712
−HK$973/mo
Today · 4.125%
HK$37,685
baseline
▲ 0.50% · 4.625%
HK$39,672
+HK$1,987/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$75,370/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,281
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,347
−HK$1,084/mo
Today · 4.125%
HK$36,431
baseline
▲ 0.50% · 4.625%
HK$38,647
+HK$2,216/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$72,862/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,137
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,160
−HK$1,038/mo
Today · 4.125%
HK$40,198
baseline
▲ 0.50% · 4.625%
HK$42,316
+HK$2,118/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$80,396/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,423
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,556
−HK$1,152/mo
Today · 4.125%
HK$38,708
baseline
▲ 0.50% · 4.625%
HK$41,063
+HK$2,355/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$77,416/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,521
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,607
−HK$1,103/mo
Today · 4.125%
HK$42,710
baseline
▲ 0.50% · 4.625%
HK$44,961
+HK$2,251/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$85,420/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,566
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,766
−HK$1,218/mo
Today · 4.125%
HK$40,984
baseline
▲ 0.50% · 4.625%
HK$43,478
+HK$2,494/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$81,968/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,904
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,055
−HK$1,167/mo
Today · 4.125%
HK$45,222
baseline
▲ 0.50% · 4.625%
HK$47,606
+HK$2,384/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$90,444/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,613 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).