41/F E
in Metro Harbour View Phase II METRO HARBOUR VIEW PHASE 2 TOWER 8
Yau Tsim Mong District · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$646K, with repayments around HK$28,173/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$646K · loan HK$5.81M · min. income ≈ HK$56,346/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$180,907 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 94 schools within a 1 km walk.
Everyday convenience — 136 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 90 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 41/F
- Flat
- E
- Saleable Area
- 372 Saleable ft²
- Gross Area
- 499 ft²
- Efficiency
- 75%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-12 | HK$7.22M | +33.7% 4.9y · 7.0%/yr |
| 2016-08-30 | HK$5.40M | +21.3% 3.2y · 6.0%/yr |
| 2013-05-27 | HK$4.45M | +26.1% |
| 2011-03-24 | HK$3.53M | +53.5% |
| 2009-06-01 | HK$2.30M | +19.8% |
| 2007-02-01 | HK$1.92M | −18.3% |
| 2006-09-11 | HK$2.35M | +0.0% |
| 2005-09-24 | HK$2.35M | +8.8% |
| 2005-07-19 | HK$2.16M | +8.0% |
| 2004-12-09 | HK$2.00M | — |