▼ 0.50% · 3.625%
HK$15,461
−HK$969/mo
▼ 0.25% · 3.875%
HK$15,942
−HK$488/mo
Today · 4.125%
HK$16,430
baseline
▲ 0.50% · 4.625%
HK$17,430
+HK$1,000/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$32,860/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,200
−HK$929/mo
▼ 0.25% · 3.875%
HK$17,661
−HK$468/mo
Today · 4.125%
HK$18,129
baseline
▲ 0.50% · 4.625%
HK$19,085
+HK$956/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$36,258/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,007
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$17,536
−HK$537/mo
Today · 4.125%
HK$18,073
baseline
▲ 0.50% · 4.625%
HK$19,173
+HK$1,100/mo
Deposit HK$3.05M · loan HK$3.73M · min. income ≈ HK$36,146/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$203,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,920
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$19,427
−HK$515/mo
Today · 4.125%
HK$19,942
baseline
▲ 0.50% · 4.625%
HK$20,993
+HK$1,051/mo
Deposit HK$3.05M · loan HK$3.73M · min. income ≈ HK$39,884/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$203,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,553
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$19,130
−HK$586/mo
Today · 4.125%
HK$19,716
baseline
▲ 0.50% · 4.625%
HK$20,916
+HK$1,200/mo
Deposit HK$2.71M · loan HK$4.07M · min. income ≈ HK$39,432/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,640
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$21,193
−HK$562/mo
Today · 4.125%
HK$21,755
baseline
▲ 0.50% · 4.625%
HK$22,902
+HK$1,147/mo
Deposit HK$2.71M · loan HK$4.07M · min. income ≈ HK$43,510/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,099
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,724
−HK$635/mo
Today · 4.125%
HK$21,359
baseline
▲ 0.50% · 4.625%
HK$22,659
+HK$1,300/mo
Deposit HK$2.37M · loan HK$4.41M · min. income ≈ HK$42,718/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,360
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,959
−HK$609/mo
Today · 4.125%
HK$23,568
baseline
▲ 0.50% · 4.625%
HK$24,810
+HK$1,242/mo
Deposit HK$2.37M · loan HK$4.41M · min. income ≈ HK$47,136/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,645
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,318
−HK$684/mo
Today · 4.125%
HK$23,002
baseline
▲ 0.50% · 4.625%
HK$24,402
+HK$1,400/mo
Deposit HK$2.03M · loan HK$4.75M · min. income ≈ HK$46,004/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,080
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,725
−HK$656/mo
Today · 4.125%
HK$25,381
baseline
▲ 0.50% · 4.625%
HK$26,718
+HK$1,337/mo
Deposit HK$2.03M · loan HK$4.75M · min. income ≈ HK$50,762/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,191
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,912
−HK$733/mo
Today · 4.125%
HK$24,645
baseline
▲ 0.50% · 4.625%
HK$26,145
+HK$1,500/mo
Deposit HK$1.70M · loan HK$5.09M · min. income ≈ HK$49,290/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,800
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,492
−HK$702/mo
Today · 4.125%
HK$27,194
baseline
▲ 0.50% · 4.625%
HK$28,627
+HK$1,433/mo
Deposit HK$1.70M · loan HK$5.09M · min. income ≈ HK$54,388/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,737
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,506
−HK$782/mo
Today · 4.125%
HK$26,288
baseline
▲ 0.50% · 4.625%
HK$27,888
+HK$1,600/mo
Deposit HK$1.36M · loan HK$5.42M · min. income ≈ HK$52,576/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,520
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,258
−HK$748/mo
Today · 4.125%
HK$29,006
baseline
▲ 0.50% · 4.625%
HK$30,535
+HK$1,529/mo
Deposit HK$1.36M · loan HK$5.42M · min. income ≈ HK$58,012/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,283
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,101
−HK$830/mo
Today · 4.125%
HK$27,931
baseline
▲ 0.50% · 4.625%
HK$29,631
+HK$1,700/mo
Deposit HK$1.02M · loan HK$5.76M · min. income ≈ HK$55,862/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,240
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,024
−HK$795/mo
Today · 4.125%
HK$30,819
baseline
▲ 0.50% · 4.625%
HK$32,444
+HK$1,625/mo
Deposit HK$1.02M · loan HK$5.76M · min. income ≈ HK$61,638/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,829
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,695
−HK$879/mo
Today · 4.125%
HK$29,574
baseline
▲ 0.50% · 4.625%
HK$31,374
+HK$1,800/mo
Deposit HK$678K · loan HK$6.10M · min. income ≈ HK$59,148/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$203,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,960
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,790
−HK$842/mo
Today · 4.125%
HK$32,632
baseline
▲ 0.50% · 4.625%
HK$34,352
+HK$1,720/mo
Deposit HK$678K · loan HK$6.10M · min. income ≈ HK$65,264/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$203,406 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).