▼ 0.50% · 3.625%
HK$19,304
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,904
−HK$610/mo
Today · 4.125%
HK$20,514
baseline
▲ 0.50% · 4.625%
HK$21,763
+HK$1,249/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$41,028/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$253,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,475
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$22,051
−HK$585/mo
Today · 4.125%
HK$22,636
baseline
▲ 0.50% · 4.625%
HK$23,829
+HK$1,193/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$45,272/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$253,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,234
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$21,895
−HK$671/mo
Today · 4.125%
HK$22,566
baseline
▲ 0.50% · 4.625%
HK$23,939
+HK$1,373/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$45,132/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,623
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$24,256
−HK$643/mo
Today · 4.125%
HK$24,899
baseline
▲ 0.50% · 4.625%
HK$26,212
+HK$1,313/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$49,798/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,165
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,885
−HK$732/mo
Today · 4.125%
HK$24,617
baseline
▲ 0.50% · 4.625%
HK$26,115
+HK$1,498/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$49,234/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,770
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,462
−HK$701/mo
Today · 4.125%
HK$27,163
baseline
▲ 0.50% · 4.625%
HK$28,595
+HK$1,432/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$54,326/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,095
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,876
−HK$793/mo
Today · 4.125%
HK$26,669
baseline
▲ 0.50% · 4.625%
HK$28,291
+HK$1,622/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$53,338/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$253,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,918
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,667
−HK$759/mo
Today · 4.125%
HK$29,426
baseline
▲ 0.50% · 4.625%
HK$30,977
+HK$1,551/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$58,852/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$253,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,025
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,866
−HK$854/mo
Today · 4.125%
HK$28,720
baseline
▲ 0.50% · 4.625%
HK$30,468
+HK$1,748/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$57,440/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,065
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,872
−HK$818/mo
Today · 4.125%
HK$31,690
baseline
▲ 0.50% · 4.625%
HK$33,360
+HK$1,670/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$63,380/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,956
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$29,856
−HK$916/mo
Today · 4.125%
HK$30,772
baseline
▲ 0.50% · 4.625%
HK$32,644
+HK$1,872/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$61,544/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,213
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,077
−HK$876/mo
Today · 4.125%
HK$33,953
baseline
▲ 0.50% · 4.625%
HK$35,743
+HK$1,790/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$67,906/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,886
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,847
−HK$976/mo
Today · 4.125%
HK$32,823
baseline
▲ 0.50% · 4.625%
HK$34,820
+HK$1,997/mo
Deposit HK$1.69M · loan HK$6.77M · min. income ≈ HK$65,646/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$253,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,361
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,282
−HK$935/mo
Today · 4.125%
HK$36,217
baseline
▲ 0.50% · 4.625%
HK$38,126
+HK$1,909/mo
Deposit HK$1.69M · loan HK$6.77M · min. income ≈ HK$72,434/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$253,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,817
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,837
−HK$1,037/mo
Today · 4.125%
HK$34,874
baseline
▲ 0.50% · 4.625%
HK$36,996
+HK$2,122/mo
Deposit HK$1.27M · loan HK$7.20M · min. income ≈ HK$69,748/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,508
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,487
−HK$994/mo
Today · 4.125%
HK$38,481
baseline
▲ 0.50% · 4.625%
HK$40,509
+HK$2,028/mo
Deposit HK$1.27M · loan HK$7.20M · min. income ≈ HK$76,962/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,747
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,828
−HK$1,098/mo
Today · 4.125%
HK$36,926
baseline
▲ 0.50% · 4.625%
HK$39,173
+HK$2,247/mo
Deposit HK$847K · loan HK$7.62M · min. income ≈ HK$73,852/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,656
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,692
−HK$1,052/mo
Today · 4.125%
HK$40,744
baseline
▲ 0.50% · 4.625%
HK$42,892
+HK$2,148/mo
Deposit HK$847K · loan HK$7.62M · min. income ≈ HK$81,488/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,970 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).