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At today's rate and a 90% mortgage, the deposit on this unit is about HK$198K, with repayments around HK$8,658/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$198K · loan HK$1.79M · min. income ≈ HK$17,316/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 70 schools within a 1 km walk.
Everyday convenience — 110 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 100 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- C
- Saleable Area
- 172 Saleable ft²
- Gross Area
- 253 ft²
- Efficiency
- 68%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-05-28 | HK$1.73M | −1.1% 12.1y · 0.0%/yr |
| 2013-04-17 | HK$1.75M | +36.7% |
| 2011-02-10 | HK$1.28M | +43.8% |
| 2010-06-14 | HK$890K | +23.6% |
| 2008-04-22 | HK$720K | +12.5% |
| 2008-02-25 | HK$640K | +39.1% |
| 2005-03-09 | HK$460K | −59.3% |
| 1997-07-18 | HK$1.13M | +20.2% |
| 1997-03-04 | HK$940K | — |