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At today's rate and a 90% mortgage, the deposit on this unit is about HK$267K, with repayments around HK$11,639/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$267K · loan HK$2.40M · min. income ≈ HK$23,278/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 70 schools within a 1 km walk.
Everyday convenience — 110 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 100 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- B
- Saleable Area
- 229 Saleable ft²
- Gross Area
- 335 ft²
- Efficiency
- 68%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-13 | HK$3.78M | +35.0% 3.5y · 10.0%/yr |
| 2016-09-27 | HK$2.80M | +102.9% 5.9y · 18.0%/yr |
| 2010-11-09 | HK$1.38M | +165.4% |
| 2002-05-03 | HK$520K | −63.6% |
| 1997-11-05 | HK$1.43M | — |