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At today's rate and a 90% mortgage, the deposit on this unit is about HK$201K, with repayments around HK$8,757/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$17,514/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 70 schools within a 1 km walk.
Everyday convenience — 110 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 100 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- D
- Saleable Area
- 172 Saleable ft²
- Gross Area
- 253 ft²
- Efficiency
- 68%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-03-15 | HK$2.68M | +5.1% 3.9y · 1.0%/yr |
| 2018-05-10 | HK$2.55M | +50.0% 4.8y · 10.0%/yr |
| 2013-07-22 | HK$1.70M | +183.3% |
| 2008-10-02 | HK$600K | +5.3% |
| 2005-10-05 | HK$570K | +29.5% |
| 2004-11-03 | HK$440K | — |