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At today's rate and a 90% mortgage, the deposit on this unit is about HK$786K, with repayments around HK$34,266/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$786K · loan HK$7.07M · min. income ≈ HK$68,532/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,678 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Austin Station Station.
Family-friendly — 50 schools within a 1 km walk.
Everyday convenience — 108 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 72 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- 48 (NO. 48)
- Saleable Area
- 1,005 Saleable ft²
- Gross Area
- 1,005 ft²
- Efficiency
- 100%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-29 | HK$7.60M | −26.8% 3.9y · −7.0%/yr |
| 2022-02-25 | HK$10.38M | +15.3% 5.3y · 3.0%/yr |
| 2016-11-23 | HK$9.00M | +80.0% 5.0y · 16.0%/yr |
| 2011-12-19 | HK$5.00M | −9.9% |
| 2011-03-23 | HK$5.55M | +59.5% |
| 2009-11-25 | HK$3.48M | +135.1% |
| 2004-11-06 | HK$1.48M | +32.1% |
| 2000-11-29 | HK$1.12M | — |