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At today's rate and a 90% mortgage, the deposit on this unit is about HK$469K, with repayments around HK$20,438/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$469K · loan HK$4.22M · min. income ≈ HK$40,876/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$86,052 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Austin Station Station.
Family-friendly — 50 schools within a 1 km walk.
Everyday convenience — 108 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 72 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- 35 (NO. 35)
- Saleable Area
- 565 Saleable ft²
- Gross Area
- 565 ft²
- Efficiency
- 100%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-08-01 | HK$4.73M | −12.4% 15.6y · 6.0%/yr |
| 2024-06-27 | HK$5.40M | +0.0% 2.3y · 0.0%/yr |
| 2022-03-15 | HK$5.40M | +126.9% 12.2y · 10.0%/yr |
| 2009-12-21 | HK$2.38M | — |