▼ 0.50% · 3.625%
HK$4,418
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,555
−HK$140/mo
Today · 4.125%
HK$4,695
baseline
▲ 0.50% · 4.625%
HK$4,980
+HK$285/mo
Deposit HK$969K · loan HK$969K · min. income ≈ HK$9,390/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,915
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,046
−HK$134/mo
Today · 4.125%
HK$5,180
baseline
▲ 0.50% · 4.625%
HK$5,453
+HK$273/mo
Deposit HK$969K · loan HK$969K · min. income ≈ HK$10,360/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,859
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,011
−HK$153/mo
Today · 4.125%
HK$5,164
baseline
▲ 0.50% · 4.625%
HK$5,478
+HK$314/mo
Deposit HK$872K · loan HK$1.07M · min. income ≈ HK$10,328/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,406
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,551
−HK$147/mo
Today · 4.125%
HK$5,698
baseline
▲ 0.50% · 4.625%
HK$5,998
+HK$300/mo
Deposit HK$872K · loan HK$1.07M · min. income ≈ HK$11,396/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,301
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,466
−HK$168/mo
Today · 4.125%
HK$5,634
baseline
▲ 0.50% · 4.625%
HK$5,976
+HK$342/mo
Deposit HK$775K · loan HK$1.16M · min. income ≈ HK$11,268/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,897
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,056
−HK$160/mo
Today · 4.125%
HK$6,216
baseline
▲ 0.50% · 4.625%
HK$6,544
+HK$328/mo
Deposit HK$775K · loan HK$1.16M · min. income ≈ HK$12,432/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,743
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,922
−HK$181/mo
Today · 4.125%
HK$6,103
baseline
▲ 0.50% · 4.625%
HK$6,474
+HK$371/mo
Deposit HK$678K · loan HK$1.26M · min. income ≈ HK$12,206/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,389
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,560
−HK$174/mo
Today · 4.125%
HK$6,734
baseline
▲ 0.50% · 4.625%
HK$7,089
+HK$355/mo
Deposit HK$678K · loan HK$1.26M · min. income ≈ HK$13,468/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,185
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,377
−HK$196/mo
Today · 4.125%
HK$6,573
baseline
▲ 0.50% · 4.625%
HK$6,972
+HK$399/mo
Deposit HK$581K · loan HK$1.36M · min. income ≈ HK$13,146/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,880
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,065
−HK$187/mo
Today · 4.125%
HK$7,252
baseline
▲ 0.50% · 4.625%
HK$7,634
+HK$382/mo
Deposit HK$581K · loan HK$1.36M · min. income ≈ HK$14,504/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,626
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,833
−HK$209/mo
Today · 4.125%
HK$7,042
baseline
▲ 0.50% · 4.625%
HK$7,470
+HK$428/mo
Deposit HK$484K · loan HK$1.45M · min. income ≈ HK$14,084/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,372
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,570
−HK$200/mo
Today · 4.125%
HK$7,770
baseline
▲ 0.50% · 4.625%
HK$8,180
+HK$410/mo
Deposit HK$484K · loan HK$1.45M · min. income ≈ HK$15,540/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,068
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,288
−HK$223/mo
Today · 4.125%
HK$7,511
baseline
▲ 0.50% · 4.625%
HK$7,969
+HK$458/mo
Deposit HK$387K · loan HK$1.55M · min. income ≈ HK$15,022/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,863
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,074
−HK$214/mo
Today · 4.125%
HK$8,288
baseline
▲ 0.50% · 4.625%
HK$8,725
+HK$437/mo
Deposit HK$387K · loan HK$1.55M · min. income ≈ HK$16,576/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,510
−HK$471/mo
▼ 0.25% · 3.875%
HK$7,744
−HK$237/mo
Today · 4.125%
HK$7,981
baseline
▲ 0.50% · 4.625%
HK$8,467
+HK$486/mo
Deposit HK$291K · loan HK$1.65M · min. income ≈ HK$15,962/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,355
−HK$451/mo
▼ 0.25% · 3.875%
HK$8,579
−HK$227/mo
Today · 4.125%
HK$8,806
baseline
▲ 0.50% · 4.625%
HK$9,270
+HK$464/mo
Deposit HK$291K · loan HK$1.65M · min. income ≈ HK$17,612/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,952
−HK$498/mo
▼ 0.25% · 3.875%
HK$8,199
−HK$251/mo
Today · 4.125%
HK$8,450
baseline
▲ 0.50% · 4.625%
HK$8,965
+HK$515/mo
Deposit HK$194K · loan HK$1.74M · min. income ≈ HK$16,900/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,846
−HK$478/mo
▼ 0.25% · 3.875%
HK$9,083
−HK$241/mo
Today · 4.125%
HK$9,324
baseline
▲ 0.50% · 4.625%
HK$9,816
+HK$492/mo
Deposit HK$194K · loan HK$1.74M · min. income ≈ HK$18,648/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).