▼ 0.50% · 3.625%
HK$4,347
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,482
−HK$138/mo
Today · 4.125%
HK$4,620
baseline
▲ 0.50% · 4.625%
HK$4,901
+HK$281/mo
Deposit HK$953K · loan HK$953K · min. income ≈ HK$9,240/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,836
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,966
−HK$131/mo
Today · 4.125%
HK$5,097
baseline
▲ 0.50% · 4.625%
HK$5,366
+HK$269/mo
Deposit HK$953K · loan HK$953K · min. income ≈ HK$10,194/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,782
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,931
−HK$151/mo
Today · 4.125%
HK$5,082
baseline
▲ 0.50% · 4.625%
HK$5,391
+HK$309/mo
Deposit HK$858K · loan HK$1.05M · min. income ≈ HK$10,164/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,320
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,462
−HK$145/mo
Today · 4.125%
HK$5,607
baseline
▲ 0.50% · 4.625%
HK$5,903
+HK$296/mo
Deposit HK$858K · loan HK$1.05M · min. income ≈ HK$11,214/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,216
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,379
−HK$165/mo
Today · 4.125%
HK$5,544
baseline
▲ 0.50% · 4.625%
HK$5,881
+HK$337/mo
Deposit HK$763K · loan HK$1.14M · min. income ≈ HK$11,088/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,803
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,959
−HK$158/mo
Today · 4.125%
HK$6,117
baseline
▲ 0.50% · 4.625%
HK$6,439
+HK$322/mo
Deposit HK$763K · loan HK$1.14M · min. income ≈ HK$12,234/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,651
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,827
−HK$179/mo
Today · 4.125%
HK$6,006
baseline
▲ 0.50% · 4.625%
HK$6,371
+HK$365/mo
Deposit HK$667K · loan HK$1.24M · min. income ≈ HK$12,012/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,287
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,456
−HK$171/mo
Today · 4.125%
HK$6,627
baseline
▲ 0.50% · 4.625%
HK$6,976
+HK$349/mo
Deposit HK$667K · loan HK$1.24M · min. income ≈ HK$13,254/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,086
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,275
−HK$193/mo
Today · 4.125%
HK$6,468
baseline
▲ 0.50% · 4.625%
HK$6,861
+HK$393/mo
Deposit HK$572K · loan HK$1.33M · min. income ≈ HK$12,936/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,771
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,952
−HK$184/mo
Today · 4.125%
HK$7,136
baseline
▲ 0.50% · 4.625%
HK$7,512
+HK$376/mo
Deposit HK$572K · loan HK$1.33M · min. income ≈ HK$14,272/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,521
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,723
−HK$207/mo
Today · 4.125%
HK$6,930
baseline
▲ 0.50% · 4.625%
HK$7,351
+HK$421/mo
Deposit HK$477K · loan HK$1.43M · min. income ≈ HK$13,860/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,254
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,449
−HK$197/mo
Today · 4.125%
HK$7,646
baseline
▲ 0.50% · 4.625%
HK$8,049
+HK$403/mo
Deposit HK$477K · loan HK$1.43M · min. income ≈ HK$15,292/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,955
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,172
−HK$219/mo
Today · 4.125%
HK$7,391
baseline
▲ 0.50% · 4.625%
HK$7,841
+HK$450/mo
Deposit HK$381K · loan HK$1.53M · min. income ≈ HK$14,782/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,738
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,945
−HK$211/mo
Today · 4.125%
HK$8,156
baseline
▲ 0.50% · 4.625%
HK$8,586
+HK$430/mo
Deposit HK$381K · loan HK$1.53M · min. income ≈ HK$16,312/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,390
−HK$463/mo
▼ 0.25% · 3.875%
HK$7,620
−HK$233/mo
Today · 4.125%
HK$7,853
baseline
▲ 0.50% · 4.625%
HK$8,331
+HK$478/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$15,706/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,221
−HK$445/mo
▼ 0.25% · 3.875%
HK$8,442
−HK$224/mo
Today · 4.125%
HK$8,666
baseline
▲ 0.50% · 4.625%
HK$9,122
+HK$456/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$17,332/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,825
−HK$490/mo
▼ 0.25% · 3.875%
HK$8,068
−HK$247/mo
Today · 4.125%
HK$8,315
baseline
▲ 0.50% · 4.625%
HK$8,821
+HK$506/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$16,630/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,705
−HK$470/mo
▼ 0.25% · 3.875%
HK$8,938
−HK$237/mo
Today · 4.125%
HK$9,175
baseline
▲ 0.50% · 4.625%
HK$9,659
+HK$484/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$18,350/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).